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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Yolo County, California

Fat Boy Data analyzed investment property refinance activity in Yolo County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 106 applications were decided by 48 lenders between 2023 and 2025.

Yolo County at a glance

48Active lenders1 with 20+ decisions
87.7%Market approval rate93 of 106 decided
$305KTypical loanmedian lender, $10K brackets
95%Borrower take-up88 loans funded

How Yolo County compares

Approval rate compared
Yolo County87.7%California76.8%All 616 counties77.7%
Typical loan compared
Yolo County$305KCalifornia$555KAll 616 counties$235K

What the data shows

The Loan Store, Inc. made the most investment property refinances in Yolo County, CA, 8 of them.

Lenders approved 87.7% of investment property refinance applications in Yolo County, CA, 11.0 percentage points above the California rate of 76.8%.

The typical investment property refinance here is $305K, 45% smaller than the California typical of $555K.

Investment property refinance lenders in Yolo County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only95%19 / 20100%$305K19
2The Loan Store, Inc.Limited sample90%9 / 1089%$435K8
3Rocket Mortgage, LLCLimited sample57%4 / 750%$225K2
4JPMorgan Chase Bank, National AssociationLimited sample100%4 / 4100%$365K4
5Googain, Inc.Limited sample100%4 / 4100%$365K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 43 more lenders.

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