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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Larimer County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Larimer County, Colorado, home to Fort Collins, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,978 applications were decided by 222 lenders between 2023 and 2025.

Larimer County at a glance

222Active lenders36 with 20+ decisions
72.3%Market approval rate2,877 of 3,978 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,701 loans funded

How Larimer County compares

Approval rate compared
Larimer County72.3%Colorado69.4%All 616 counties68.2%
Typical loan compared
Larimer County$155KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Larimer County, CO, 488 of them.

Foothills Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical cash-out refinance here is $155K, 16% smaller than the Colorado typical of $185K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 24One lender: 25% approved of 32One lender: 27% approved of 26One lender: 30% approved of 136American Financing Corporation: 40% approved of 261One lender: 42% approved of 26One lender: 45% approved of 42One lender: 50% approved of 40One lender: 51% approved of 39Newrez LLC: 58% approved of 139One lender: 59% approved of 80One lender: 61% approved of 49One lender: 62% approved of 32One lender: 67% approved of 27One lender: 67% approved of 61One lender: 69% approved of 29One lender: 69% approved of 71One lender: 70% approved of 57One lender: 70% approved of 47One lender: 76% approved of 37United Wholesale Mortgage, LLC: 77% approved of 333Elevations: 78% approved of 363One lender: 78% approved of 64One lender: 80% approved of 70One lender: 81% approved of 27One lender: 83% approved of 66Rocket Mortgage, LLC: 85% approved of 589One lender: 86% approved of 110One lender: 88% approved of 64One lender: 88% approved of 43One lender: 90% approved of 71One lender: 90% approved of 21One lender: 93% approved of 73One lender: 94% approved of 78One lender: 98% approved of 40One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Larimer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%500 / 58998%$135K488
2Elevations78%283 / 36394%$105K266
3United Wholesale Mortgage, LLCBroker only77%257 / 33399%$315K255
4American Financing Corporation40%105 / 26176%$355K80
5Newrez LLC58%80 / 13998%$105K78

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 217 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Larimer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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