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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Larimer County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Larimer County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,978 applications were decided by 222 lenders between 2023 and 2025.

Larimer County at a glance

222Active lenders36 with 20+ decisions
72.3%Market approval rate2,877 of 3,978 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,701 loans funded

How Larimer County compares

Approval rate compared
Larimer County72.3%Colorado69.4%All 616 counties68.2%
Typical loan compared
Larimer County$155KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Larimer County, CO, 488 of them.

Foothills Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical cash-out refinance here is $155K, 16% smaller than the Colorado typical of $185K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 17% approved of 24Lakeview Loan Servicing, LLC: 25% approved of 32New Day Financial, LLC: 27% approved of 26Amerisave Mortgage Corporation: 30% approved of 136American Financing Corporation: 40% approved of 261Wells Fargo Bank, National Association: 42% approved of 26Carrington Mortgage Services, LLC: 45% approved of 42Spring Eq, LLC: 50% approved of 40BMO Bank National Association: 51% approved of 39Newrez LLC: 58% approved of 139Bellco: 59% approved of 80New American Funding, LLC: 61% approved of 49Freedom Mortgage Corporation: 62% approved of 32GoodLeap, LLC: 67% approved of 27Loandepot.Com, LLC: 67% approved of 61Navy Federal Credit Union: 69% approved of 29U.S. Bank National Association: 69% approved of 71Flagstar Bank, National Association: 70% approved of 57Wings Credit Union: 70% approved of 47First National Bank of Omaha: 76% approved of 37United Wholesale Mortgage, LLC: 77% approved of 333Elevations: 78% approved of 363Nationstar Mortgage LLC: 78% approved of 64Pennymac Loan Services, LLC: 80% approved of 70Fairway Independent Mortgage Corporation: 81% approved of 27Credit Union of Colorado, A Federal Credit Union: 83% approved of 66Rocket Mortgage, LLC: 85% approved of 589Security Service Federal Credit Union: 86% approved of 110Canvas Credit Union: 88% approved of 64Cmg Mortgage, Inc.: 88% approved of 43JPMorgan Chase Bank, National Association: 90% approved of 71Guaranteed Rate, Inc.: 90% approved of 21First Technology Federal Credit Union: 93% approved of 73Guild Mortgage Company LLC: 94% approved of 78First Western Trust Bank: 98% approved of 40Foothills Credit Union: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Larimer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%500 / 58998%$135K488
2Elevations78%283 / 36394%$105K266
3United Wholesale Mortgage, LLCBroker only77%257 / 33399%$315K255
4American Financing Corporation40%105 / 26176%$355K80
5Newrez LLC58%80 / 13998%$105K78

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 217 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Larimer County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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