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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Larimer County, Colorado

Fat Boy Data analyzed home improvement loan activity in Larimer County, Colorado, home to Fort Collins, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,674 applications were decided by 126 lenders between 2023 and 2025.

Larimer County at a glance

126Active lenders28 with 20+ decisions
74.9%Market approval rate2,752 of 3,674 decided
$85KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,569 loans funded

How Larimer County compares

Approval rate compared
Larimer County74.9%Colorado69.9%All 616 counties62.7%
Typical loan compared
Larimer County$85KColorado$85KAll 616 counties$75K

What the data shows

Canvas Credit Union made the most home improvement loans in Larimer County, CO, 460 of them.

Canvas Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 513.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 35% approved of 110One lender: 37% approved of 81One lender: 45% approved of 20One lender: 45% approved of 20One lender: 45% approved of 22U.S. Bank National Association: 53% approved of 204One lender: 55% approved of 74One lender: 58% approved of 52One lender: 62% approved of 26One lender: 63% approved of 119One lender: 64% approved of 102One lender: 65% approved of 23Elevations: 68% approved of 196One lender: 69% approved of 67One lender: 72% approved of 68First National Bank of Omaha: 72% approved of 319One lender: 73% approved of 48One lender: 79% approved of 133Wings Credit Union: 82% approved of 493One lender: 85% approved of 98One lender: 85% approved of 27One lender: 86% approved of 21One lender: 86% approved of 176One lender: 92% approved of 25One lender: 93% approved of 123One lender: 93% approved of 61One lender: 94% approved of 66Canvas Credit Union: 94% approved of 513

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Larimer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Canvas Credit Union94%482 / 51395%$75K460
2Wings Credit Union82%405 / 49388%$95K356
3First National Bank of Omaha72%231 / 31997%$85K223
4U.S. Bank National Association53%109 / 20494%$105K102
5Elevations68%133 / 196100%$75K133

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 121 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Larimer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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