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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Larimer County, Colorado

Fat Boy Data analyzed home improvement loan activity in Larimer County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,674 applications were decided by 126 lenders between 2023 and 2025.

Larimer County at a glance

126Active lenders28 with 20+ decisions
74.9%Market approval rate2,752 of 3,674 decided
$85KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,569 loans funded

How Larimer County compares

Approval rate compared
Larimer County74.9%Colorado69.9%All 616 counties62.7%
Typical loan compared
Larimer County$85KColorado$85KAll 616 counties$75K

What the data shows

Canvas Credit Union made the most home improvement loans in Larimer County, CO, 460 of them.

Canvas Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 513.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Spring Eq, LLC: 35% approved of 110Discover Bank: 37% approved of 81Alliant Credit Union: 45% approved of 20First Interstate Bank: 45% approved of 20The Huntington National Bank: 45% approved of 22U.S. Bank National Association: 53% approved of 204Bank of America, National Association: 55% approved of 74BMO Bank National Association: 58% approved of 52KeyBank National Association: 62% approved of 26Bellco: 63% approved of 119Figure Lending LLC: 64% approved of 102Pentagon Federal Credit Union: 65% approved of 23Elevations: 68% approved of 196PNC Bank, National Association: 69% approved of 67Navy Federal Credit Union: 72% approved of 68First National Bank of Omaha: 72% approved of 319Third Federal Savings And Loan Association Of Cleveland: 73% approved of 48Blue Federal Credit Union: 79% approved of 133Wings Credit Union: 82% approved of 493Bank of Colorado: 85% approved of 98Sooper Cu Dba Climb Cu: 85% approved of 27Alpine Bank: 86% approved of 21FirstBank: 86% approved of 176Nationstar Mortgage LLC: 92% approved of 25Meritrust Credit Union: 93% approved of 123First Technology Federal Credit Union: 93% approved of 61Coastal Community Bank: 94% approved of 66Canvas Credit Union: 94% approved of 513

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Larimer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Canvas Credit Union94%482 / 51395%$75K460
2Wings Credit Union82%405 / 49388%$95K356
3First National Bank of Omaha72%231 / 31997%$85K223
4U.S. Bank National Association53%109 / 20494%$105K102
5Elevations68%133 / 196100%$75K133

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 121 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Larimer County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

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