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refinance lenders · HMDA 2023–2025

Refinance lenders in Larimer County, Colorado

Fat Boy Data analyzed mortgage refinance activity in Larimer County, Colorado, home to Fort Collins, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,728 applications were decided by 256 lenders between 2023 and 2025.

Larimer County at a glance

256Active lenders34 with 20+ decisions
80.6%Market approval rate3,006 of 3,728 decided
$385KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,862 loans funded

How Larimer County compares

Approval rate compared
Larimer County80.6%Colorado78.0%All 616 counties76.5%
Typical loan compared
Larimer County$385KColorado$435KAll 616 counties$295K

What the data shows

First National Bank of Omaha made the most mortgage refinances in Larimer County, CO, 251 of them.

First Western Trust Bank approved the highest share of applications among lenders with at least 20 decisions here, 99% of 76.

The typical mortgage refinance here is $385K, 11% smaller than the Colorado typical of $435K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 74One lender: 39% approved of 36One lender: 40% approved of 91One lender: 47% approved of 81One lender: 55% approved of 29One lender: 57% approved of 23One lender: 57% approved of 28One lender: 69% approved of 48One lender: 74% approved of 27First National Bank of Omaha: 75% approved of 343One lender: 75% approved of 40Wings Credit Union: 76% approved of 234One lender: 77% approved of 22One lender: 79% approved of 42One lender: 81% approved of 31One lender: 84% approved of 25One lender: 84% approved of 69One lender: 85% approved of 110One lender: 88% approved of 24FirstBank: 88% approved of 169One lender: 88% approved of 128One lender: 89% approved of 28One lender: 89% approved of 38One lender: 90% approved of 41One lender: 90% approved of 41One lender: 91% approved of 54One lender: 91% approved of 77United Wholesale Mortgage, LLC: 91% approved of 521One lender: 92% approved of 24Canvas Credit Union: 93% approved of 134One lender: 95% approved of 57One lender: 96% approved of 27One lender: 97% approved of 60One lender: 99% approved of 76

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Larimer County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%474 / 52198%$465K463
2First National Bank of Omaha75%257 / 34398%$135K251
3Wings Credit Union76%178 / 23489%$155K158
4FirstBank88%148 / 16997%$155K144
5Canvas Credit Union93%124 / 134100%$135K124

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 251 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Larimer County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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