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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Larimer County, Colorado

Fat Boy Data analyzed investment home improvement loan activity in Larimer County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 276 applications were decided by 50 lenders between 2023 and 2025.

Larimer County at a glance

50Active lenders3 with 20+ decisions
64.5%Market approval rate178 of 276 decided
$105KTypical loanmedian lender, $10K brackets
91%Borrower take-up162 loans funded

How Larimer County compares

Approval rate compared
Larimer County64.5%Colorado57.0%All 616 counties51.2%
Typical loan compared
Larimer County$105KColorado$105KAll 616 counties$115K

What the data shows

Wings Credit Union made the most investment home improvement loans in Larimer County, CO, 28 of them.

FirstBank approved the highest share of applications among lenders with at least 20 decisions here, 83% of 36.

Lenders approved 64.5% of investment home improvement loan applications in Larimer County, CO, 7.4 percentage points above the Colorado rate of 57.0%.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Larimer County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wings Credit Union81%35 / 4380%$125K28
2First National Bank of Omaha64%23 / 36100%$125K23
3FirstBank83%30 / 3687%$105K26
4Canvas Credit UnionLimited sample71%12 / 1783%$95K10
5ElevationsLimited sample53%8 / 15100%$55K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 45 more lenders.

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