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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Kent County, Delaware

Fat Boy Data analyzed home improvement loan activity in Kent County, Delaware, home to Dover, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,587 applications were decided by 78 lenders between 2023 and 2025.

Kent County at a glance

78Active lenders17 with 20+ decisions
56.7%Market approval rate1,466 of 2,587 decided
$75KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,398 loans funded

How Kent County compares

Approval rate compared
Kent County56.7%Delaware61.6%All 616 counties62.7%
Typical loan compared
Kent County$75KDelaware$85KAll 616 counties$75K

What the data shows

Del-One Federal Credit Union made the most home improvement loans in Kent County, DE, 203 of them.

Shore United Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 77% of 123.

The typical home improvement loan here is $75K, 12% smaller than the Delaware typical of $85K.

Only 1 lender here typically writes at or below $35K: Shoreham Bank.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 99One lender: 31% approved of 104One lender: 39% approved of 72One lender: 39% approved of 33One lender: 42% approved of 24One lender: 42% approved of 62Citizens Bank, National Association: 56% approved of 243Manufacturers and Traders Trust Company: 56% approved of 319One lender: 56% approved of 25One lender: 57% approved of 23Del-One Federal Credit Union: 59% approved of 400One lender: 59% approved of 56PNC Bank, National Association: 59% approved of 239One lender: 60% approved of 108One lender: 61% approved of 163Wilmington Savings Fund Society, FSB: 66% approved of 276One lender: 77% approved of 123

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1Del-One Federal Credit Union59%235 / 40086%$55K203
2Manufacturers and Traders Trust Company56%178 / 31994%$75K167
3Wilmington Savings Fund Society, FSB66%183 / 27699%$85K181
4Citizens Bank, National Association56%135 / 24397%$105K131
5PNC Bank, National Association59%142 / 23997%$75K138

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 73 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Kent County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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