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refinance lenders · HMDA 2023–2025

Refinance lenders in Kent County, Delaware

Fat Boy Data analyzed mortgage refinance activity in Kent County, Delaware, home to Dover, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,241 applications were decided by 161 lenders between 2023 and 2025.

Kent County at a glance

161Active lenders19 with 20+ decisions
78.2%Market approval rate1,752 of 2,241 decided
$255KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,601 loans funded

How Kent County compares

Approval rate compared
Kent County78.2%Delaware78.3%All 616 counties76.5%
Typical loan compared
Kent County$255KDelaware$195KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Kent County, DE, 139 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 99% of 168.

The typical mortgage refinance here is $255K, 31% larger than the Delaware typical of $195K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 60One lender: 48% approved of 54One lender: 65% approved of 54One lender: 67% approved of 61One lender: 71% approved of 130One lender: 71% approved of 56One lender: 72% approved of 98Del-One Federal Credit Union: 73% approved of 142One lender: 73% approved of 30One lender: 75% approved of 52One lender: 76% approved of 21One lender: 79% approved of 110Citizens Bank, National Association: 80% approved of 174Wilmington Savings Fund Society, FSB: 80% approved of 163United Wholesale Mortgage, LLC: 85% approved of 186One lender: 91% approved of 22One lender: 92% approved of 75One lender: 93% approved of 58Freedom Mortgage Corporation: 99% approved of 168

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%159 / 18688%$365K140
2Citizens Bank, National Association80%139 / 174100%$135K139
3Freedom Mortgage Corporation99%166 / 16873%$375K122
4Wilmington Savings Fund Society, FSB80%131 / 16398%$135K129
5Del-One Federal Credit Union73%103 / 14287%$85K90

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 156 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Kent County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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