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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kent County, Delaware

Fat Boy Data analyzed cash-out refinance activity in Kent County, Delaware, home to Dover, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,922 applications were decided by 157 lenders between 2023 and 2025.

Kent County at a glance

157Active lenders23 with 20+ decisions
63.4%Market approval rate1,853 of 2,922 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,764 loans funded

How Kent County compares

Approval rate compared
Kent County63.4%Delaware65.3%All 616 counties68.2%
Typical loan compared
Kent County$215KDelaware$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kent County, DE, 508 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 83% of 630.

The typical cash-out refinance here is $215K, 30% larger than the Delaware typical of $165K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 28% approved of 68One lender: 28% approved of 64Amerisave Mortgage Corporation: 30% approved of 271One lender: 43% approved of 123One lender: 46% approved of 57Newrez LLC: 46% approved of 173One lender: 48% approved of 81One lender: 48% approved of 27One lender: 50% approved of 26One lender: 52% approved of 42One lender: 56% approved of 27One lender: 57% approved of 30One lender: 58% approved of 31One lender: 62% approved of 133One lender: 65% approved of 34One lender: 67% approved of 102One lender: 67% approved of 30Freedom Mortgage Corporation: 73% approved of 134United Wholesale Mortgage, LLC: 74% approved of 135One lender: 74% approved of 39One lender: 79% approved of 53One lender: 79% approved of 73Rocket Mortgage, LLC: 83% approved of 630

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%520 / 63098%$155K508
2Amerisave Mortgage Corporation30%80 / 27198%$125K78
3Newrez LLC46%80 / 173100%$185K80
4United Wholesale Mortgage, LLCBroker only74%100 / 13598%$275K98
5Freedom Mortgage Corporation73%98 / 13495%$275K93

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 152 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kent County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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