HomeDelawareKent CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kent County, Delaware

Fat Boy Data analyzed cash-out refinance activity in Kent County, Delaware to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,922 applications were decided by 157 lenders between 2023 and 2025.

Kent County at a glance

157Active lenders23 with 20+ decisions
63.4%Market approval rate1,853 of 2,922 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,764 loans funded

How Kent County compares

Approval rate compared
Kent County63.4%Delaware65.3%All 616 counties68.2%
Typical loan compared
Kent County$215KDelaware$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kent County, DE, 508 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 83% of 630.

The typical cash-out refinance here is $215K, 30% larger than the Delaware typical of $165K.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 28% approved of 68Mortgage Research Center, LLC: 28% approved of 64Amerisave Mortgage Corporation: 30% approved of 271Carrington Mortgage Services, LLC: 43% approved of 123Police & Fire Federal Credit Union: 46% approved of 57Newrez LLC: 46% approved of 173New Day Financial, LLC: 48% approved of 81Wells Fargo Bank, National Association: 48% approved of 27Village Capital & Investment LLC: 50% approved of 26New American Funding, LLC: 52% approved of 42Equity Prime Mortgage LLC: 56% approved of 27Del-One Federal Credit Union: 57% approved of 30Mutual of Omaha Mortgage, Inc.: 58% approved of 31Loandepot.Com, LLC: 62% approved of 133Navy Federal Credit Union: 65% approved of 34Pennymac Loan Services, LLC: 67% approved of 102Lower, LLC: 67% approved of 30Freedom Mortgage Corporation: 73% approved of 134United Wholesale Mortgage, LLC: 74% approved of 135GoodLeap, LLC: 74% approved of 39The Federal Savings Bank: 79% approved of 53Nationstar Mortgage LLC: 79% approved of 73Rocket Mortgage, LLC: 83% approved of 630

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%520 / 63098%$155K508
2Amerisave Mortgage Corporation30%80 / 27198%$125K78
3Newrez LLC46%80 / 173100%$185K80
4United Wholesale Mortgage, LLCBroker only74%100 / 13598%$275K98
5Freedom Mortgage Corporation73%98 / 13495%$275K93

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 152 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Kent County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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