Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Hernando County, Florida
Every institution that decided a 1–4 unit mortgage application in Hernando County, home to Brooksville, between 2023 and 2025: 24,287 applications, 17,544 loans actually funded, across 8 kinds of borrowing.
Hernando County at a glance
24,287Applications decided
2023–2025
17,544Loans funded
72% of decisions
46Census tracts
10 ZIP codes
201,512People
ACS 2023
What the data shows
The typical purchase mortgage here is $285K.
Investment home improvement is the hardest money to get here: lenders approved 47% of 115 applications.
Lending by loan type in Hernando County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.4% | 13,519 | $285K | 97% | 462 |
| Home improvement loans | 55.4% | 2,806 | $55K | 91% | 114 |
| Cash-out refinance | 63.6% | 4,161 | $185K | 95% | 231 |
| Refinance | 71.0% | 2,290 | $255K | 89% | 191 |
| Investment property purchase | 86.3% | 1,035 | $245K | 94% | 249 |
| Investment cash-out refinance | 70.3% | 222 | $205K | 90% | 79 |
| Investment refinance | 71.9% | 139 | $235K | 92% | 58 |
| Investment home improvement | 47.0% | 115 | $105K | 93% | 46 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.