HomeFloridaHernando CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hernando County, Florida

Fat Boy Data analyzed cash-out refinance activity in Hernando County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,161 applications were decided by 231 lenders between 2023 and 2025.

Hernando County at a glance

231Active lenders33 with 20+ decisions
63.6%Market approval rate2,648 of 4,161 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,503 loans funded

How Hernando County compares

Approval rate compared
Hernando County63.6%Florida62.2%All 616 counties68.2%
Typical loan compared
Hernando County$185KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hernando County, FL, 706 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 94% of 34.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 75Network Capital Funding Corporation: 23% approved of 22Amerisave Mortgage Corporation: 23% approved of 226American Financing Corporation: 25% approved of 24Lakeview Loan Servicing, LLC: 26% approved of 68New Day Financial, LLC: 32% approved of 116Carrington Mortgage Services, LLC: 40% approved of 186Mutual of Omaha Mortgage, Inc.: 43% approved of 28Plaza Home Mortgage, Inc.: 48% approved of 21Wells Fargo Bank, National Association: 54% approved of 35Newrez LLC: 54% approved of 169GTE Federal Credit Union: 58% approved of 33Suncoast Credit Union: 59% approved of 122Truist Bank: 59% approved of 59Loandepot.Com, LLC: 60% approved of 167GoodLeap, LLC: 62% approved of 65Flagstar Bank, National Association: 62% approved of 29Freedom Mortgage Corporation: 65% approved of 126Village Capital & Investment LLC: 65% approved of 43Navy Federal Credit Union: 66% approved of 32Pennymac Loan Services, LLC: 67% approved of 106New American Funding, LLC: 68% approved of 34JPMorgan Chase Bank, National Association: 72% approved of 29United Wholesale Mortgage, LLC: 75% approved of 391Sun West Mortgage Company, Inc.: 76% approved of 38Nationstar Mortgage LLC: 77% approved of 95Rocket Mortgage, LLC: 78% approved of 936Everett Financial, Inc.: 82% approved of 50Bank of America, National Association: 85% approved of 20Mortgage Lenders Investment Trading Corporation: 91% approved of 23Cardinal Financial Company, Limited Partnership: 92% approved of 24Equity Prime Mortgage LLC: 93% approved of 27Crosscountry Mortgage, LLC: 94% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Hernando County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%731 / 93697%$175K706
2United Wholesale Mortgage, LLCBroker only75%292 / 39199%$245K288
3Amerisave Mortgage Corporation23%53 / 22694%$125K50
4Carrington Mortgage Services, LLC40%74 / 18686%$205K64
5Newrez LLC54%92 / 16996%$185K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 226 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Hernando County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Hernando County

Nearby markets