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refinance lenders · HMDA 2023–2025

Refinance lenders in Hernando County, Florida

Fat Boy Data analyzed mortgage refinance activity in Hernando County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,290 applications were decided by 191 lenders between 2023 and 2025.

Hernando County at a glance

191Active lenders21 with 20+ decisions
71.0%Market approval rate1,627 of 2,290 decided
$255KTypical loanmedian lender, $10K brackets
89%Borrower take-up1,456 loans funded

How Hernando County compares

Approval rate compared
Hernando County71.0%Florida66.8%All 616 counties76.5%
Typical loan compared
Hernando County$255KFlorida$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Hernando County, FL, 119 of them.

Capital City Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 47.

The typical mortgage refinance here is $255K, 19% smaller than the Florida typical of $315K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 52Mortgage Research Center, LLC: 40% approved of 68Lakeview Loan Servicing, LLC: 45% approved of 86Third Federal Savings And Loan Association Of Cleveland: 49% approved of 61Truist Bank: 56% approved of 140Bank of America, National Association: 62% approved of 58Midflorida: 64% approved of 53Regions Bank: 65% approved of 136PNC Bank, National Association: 67% approved of 43Newrez LLC: 70% approved of 47Rocket Mortgage, LLC: 72% approved of 174GTE Federal Credit Union: 76% approved of 25Suncoast Credit Union: 77% approved of 134Royal United Mortgage LLC: 79% approved of 24United Wholesale Mortgage, LLC: 80% approved of 270Finance of America Reverse LLC: 88% approved of 24Pennymac Loan Services, LLC: 88% approved of 50Village Capital & Investment LLC: 90% approved of 87Mutual of Omaha Mortgage, Inc.: 90% approved of 20Freedom Mortgage Corporation: 98% approved of 101Capital City Home Loans, LLC: 100% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Hernando County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%216 / 27090%$295K194
2Rocket Mortgage, LLC72%125 / 17495%$245K119
3Truist Bank56%79 / 14082%$95K65
4Regions Bank65%88 / 13684%$65K74
5Suncoast Credit Union77%103 / 134100%$75K103

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 186 more lenders.

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Other lending data for Hernando County

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Nearby markets

All lending in Hernando CountyCounty overviewRefinance across FloridaStatewideCitrus CountyNearby countyPasco CountyNearby countySumter CountyNearby county