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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hernando County, Florida

Fat Boy Data analyzed home improvement loan activity in Hernando County, Florida, home to Brooksville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,806 applications were decided by 114 lenders between 2023 and 2025.

Hernando County at a glance

114Active lenders21 with 20+ decisions
55.4%Market approval rate1,554 of 2,806 decided
$55KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,420 loans funded

How Hernando County compares

Approval rate compared
Hernando County55.4%Florida53.6%All 616 counties62.7%
Typical loan compared
Hernando County$55KFlorida$75KAll 616 counties$75K

What the data shows

Suncoast Credit Union made the most home improvement loans in Hernando County, FL, 397 of them.

That is 28% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Brannen Bank approved the highest share of applications among lenders with at least 20 decisions here, 85% of 20.

The typical home improvement loan here is $55K, 27% smaller than the Florida typical of $75K.

Only 1 lender here typically writes at or below $35K: Regions Bank.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 29One lender: 20% approved of 100Bank of America, National Association: 36% approved of 289One lender: 37% approved of 62One lender: 42% approved of 26Truist Bank: 43% approved of 207Midflorida: 44% approved of 207One lender: 50% approved of 26One lender: 52% approved of 103One lender: 54% approved of 134Regions Bank: 55% approved of 279One lender: 56% approved of 52One lender: 58% approved of 31One lender: 60% approved of 97One lender: 64% approved of 22One lender: 66% approved of 73One lender: 70% approved of 23Suncoast Credit Union: 71% approved of 575One lender: 76% approved of 59One lender: 85% approved of 20One lender: 100% approved of 73

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Hernando County

LenderApprovalApprovedTaken upTypical loanLoans made
1Suncoast Credit Union71%406 / 57598%$55K397
2Bank of America, National Association36%105 / 28999%$85K104
3Regions Bank55%154 / 27983%$35K128
4Truist Bank43%89 / 20791%$55K81
5Midflorida44%91 / 20797%$45K88

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 109 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Hernando County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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