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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Volusia County, Florida

Fat Boy Data analyzed cash-out refinance activity in Volusia County, Florida, home to Deltona, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,135 applications were decided by 303 lenders between 2023 and 2025.

Volusia County at a glance

303Active lenders51 with 20+ decisions
61.2%Market approval rate6,199 of 10,135 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up5,791 loans funded

How Volusia County compares

Approval rate compared
Volusia County61.2%Florida62.2%All 616 counties68.2%
Typical loan compared
Volusia County$165KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Volusia County, FL, 1,393 of them.

Mortgage Lenders Investment Trading Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 49.

The typical cash-out refinance here is $165K, 15% smaller than the Florida typical of $195K.

Approval rate of all 51 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 151One lender: 22% approved of 55Amerisave Mortgage Corporation: 26% approved of 549One lender: 27% approved of 67One lender: 30% approved of 44One lender: 30% approved of 138One lender: 34% approved of 262One lender: 38% approved of 78Vystar Credit Union: 41% approved of 601One lender: 43% approved of 241One lender: 45% approved of 279One lender: 45% approved of 95Launch Credit Union: 48% approved of 935One lender: 53% approved of 146One lender: 54% approved of 26One lender: 54% approved of 35One lender: 55% approved of 38One lender: 57% approved of 23One lender: 58% approved of 79One lender: 60% approved of 72One lender: 60% approved of 90One lender: 63% approved of 223One lender: 63% approved of 282One lender: 64% approved of 131One lender: 65% approved of 31One lender: 66% approved of 29One lender: 66% approved of 32One lender: 66% approved of 185One lender: 70% approved of 477One lender: 72% approved of 32One lender: 72% approved of 57One lender: 72% approved of 57One lender: 72% approved of 43One lender: 73% approved of 48One lender: 73% approved of 90United Wholesale Mortgage, LLC: 74% approved of 749One lender: 77% approved of 26One lender: 77% approved of 62Rocket Mortgage, LLC: 78% approved of 1,843One lender: 81% approved of 163One lender: 81% approved of 74One lender: 82% approved of 28One lender: 83% approved of 24One lender: 85% approved of 98One lender: 88% approved of 40One lender: 90% approved of 48One lender: 92% approved of 36One lender: 92% approved of 37One lender: 93% approved of 41One lender: 94% approved of 49One lender: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Volusia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%1,440 / 1,84397%$165K1,393
2Launch Credit Union48%453 / 93587%$55K393
3United Wholesale Mortgage, LLCBroker only74%558 / 74997%$235K543
4Vystar Credit Union41%246 / 60199%$65K244
5Amerisave Mortgage Corporation26%140 / 549100%$115K140

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 298 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Volusia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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