HomeGeorgiaDeKalb CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in DeKalb County, Georgia

Fat Boy Data analyzed investment cash-out refinance activity in DeKalb County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,559 applications were decided by 192 lenders between 2023 and 2025.

DeKalb County at a glance

192Active lenders18 with 20+ decisions
64.1%Market approval rate1,000 of 1,559 decided
$185KTypical loanmedian lender, $10K brackets
91%Borrower take-up908 loans funded

How DeKalb County compares

Approval rate compared
DeKalb County64.1%Georgia67.9%All 616 counties73.1%
Typical loan compared
DeKalb County$185KGeorgia$195KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in DeKalb County, GA, 54 of them.

Flexpoint, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 10% approved of 49American Financing Corporation: 20% approved of 50Hometown Equity Mortgage, LLC: 33% approved of 48Wells Fargo Bank, National Association: 33% approved of 27Lendingone, LLC: 34% approved of 41Homexpress Mortgage Corp.: 40% approved of 53Newrez LLC: 43% approved of 35Loan Funder LLC: 57% approved of 23Rocket Mortgage, LLC: 64% approved of 87United Wholesale Mortgage, LLC: 65% approved of 147Champions Funding, LLC: 76% approved of 21Ocmbc, Inc.: 79% approved of 38American Heritage Lending, LLC: 80% approved of 35Bpl Mortgage, LLC: 83% approved of 36Velocity Commercial Capital, LLC: 92% approved of 48Ice Lender Holdings LLC: 92% approved of 50Citadel Servicing Corporation: 97% approved of 30Flexpoint, Inc.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in DeKalb County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only65%96 / 14799%$185K95
2Rocket Mortgage, LLC64%56 / 8796%$165K54
3Homexpress Mortgage Corp.Broker only40%21 / 53100%$175K21
4American Financing Corporation20%10 / 5090%$115K9
5Ice Lender Holdings LLC92%46 / 50100%$175K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 187 more lenders.

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