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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in DeKalb County, Georgia

Fat Boy Data analyzed home improvement loan activity in DeKalb County, Georgia, home to Stonecrest, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,066 applications were decided by 157 lenders between 2023 and 2025.

DeKalb County at a glance

157Active lenders39 with 20+ decisions
51.8%Market approval rate3,662 of 7,066 decided
$85KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,376 loans funded

How DeKalb County compares

Approval rate compared
DeKalb County51.8%Georgia55.5%All 616 counties62.7%
Typical loan compared
DeKalb County$85KGeorgia$85KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in DeKalb County, GA, 352 of them.

Cdc Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 283Bank of America, National Association: 32% approved of 1,123One lender: 33% approved of 54One lender: 33% approved of 21One lender: 34% approved of 167One lender: 35% approved of 206Truist Bank: 39% approved of 745One lender: 49% approved of 108One lender: 50% approved of 42One lender: 52% approved of 100One lender: 53% approved of 192One lender: 53% approved of 45Navy Federal Credit Union: 54% approved of 551One lender: 55% approved of 99One lender: 55% approved of 360One lender: 55% approved of 20Delta Community Credit Union: 59% approved of 485One lender: 62% approved of 166Georgia United: 62% approved of 507One lender: 62% approved of 32One lender: 63% approved of 93One lender: 63% approved of 63One lender: 64% approved of 137One lender: 64% approved of 74One lender: 66% approved of 213One lender: 68% approved of 90One lender: 70% approved of 40One lender: 72% approved of 32One lender: 74% approved of 23One lender: 75% approved of 55One lender: 76% approved of 41One lender: 76% approved of 125One lender: 76% approved of 21One lender: 81% approved of 21One lender: 82% approved of 33One lender: 84% approved of 31One lender: 85% approved of 144One lender: 96% approved of 23One lender: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in DeKalb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association32%363 / 1,12397%$105K352
2Truist Bank39%291 / 74586%$125K249
3Navy Federal Credit Union54%297 / 55198%$75K291
4Georgia United62%315 / 50797%$65K306
5Delta Community Credit Union59%284 / 48599%$85K281

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 152 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in DeKalb County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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