Investment property cash-out lenders in Delaware County, Indiana
Fat Boy Data analyzed investment cash-out refinance activity in Delaware County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 222 applications were decided by 55 lenders between 2023 and 2025.
Delaware County at a glance
How Delaware County compares
What the data shows
Thrive Federal Credit Union made the most investment cash-out refinances in Delaware County, IN, 33 of them.
Thrive Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.
Lenders approved 80.6% of investment cash-out refinance applications in Delaware County, IN, 5.0 percentage points above the Indiana rate of 75.6%.
The typical investment cash-out refinance here is $85K, 26% smaller than the Indiana typical of $115K.
Investment property cash-out lenders in Delaware County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Thrive Federal Credit Union | 100% | 33 / 33 | 100% | $65K | 33 |
| 2 | United Wholesale Mortgage, LLCBroker only | 83% | 19 / 23 | 100% | $85K | 19 |
| 3 | American Heritage Lending, LLC | 96% | 22 / 23 | 91% | $105K | 20 |
| 4 | Bpl Mortgage, LLCLimited sample | 100% | 15 / 15 | 73% | $85K | 11 |
| 5 | Ruoff Mortgage Company, Inc.Limited sample | 75% | 6 / 8 | 100% | $85K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
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