Investment property cash-out lenders in Delaware County, Indiana
Fat Boy Data analyzed investment cash-out refinance activity in Delaware County, Indiana, home to Muncie, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 222 applications were decided by 55 lenders between 2023 and 2025.
Delaware County at a glance
How Delaware County compares
What the data shows
Thrive Federal Credit Union made the most investment cash-out refinances in Delaware County, IN, 33 of them.
Thrive Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.
Lenders approved 80.6% of investment cash-out refinance applications in Delaware County, IN, 5.0 percentage points above the Indiana rate of 75.6%.
The typical investment cash-out refinance here is $85K, 26% smaller than the Indiana typical of $115K.
Investment property cash-out lenders in Delaware County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Thrive Federal Credit Union | 100% | 33 / 33 | 100% | $65K | 33 |
| 2 | United Wholesale Mortgage, LLCBroker only | 83% | 19 / 23 | 100% | $85K | 19 |
| 3 | American Heritage Lending, LLC | 96% | 22 / 23 | 91% | $105K | 20 |
| 4 | Bpl Mortgage, LLCLimited sample | 100% | 15 / 15 | 73% | $85K | 11 |
| 5 | Ruoff Mortgage Company, Inc.Limited sample | 75% | 6 / 8 | 100% | $85K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 50 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment cash-out refinance lenders in Delaware County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.