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refinance lenders · HMDA 2023–2025

Refinance lenders in Delaware County, Indiana

Fat Boy Data analyzed mortgage refinance activity in Delaware County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,001 applications were decided by 112 lenders between 2023 and 2025.

Delaware County at a glance

112Active lenders7 with 20+ decisions
80.2%Market approval rate803 of 1,001 decided
$85KTypical loanmedian lender, $10K brackets
95%Borrower take-up766 loans funded

How Delaware County compares

Approval rate compared
Delaware County80.2%Indiana80.2%All 616 counties76.5%
Typical loan compared
Delaware County$85KIndiana$145KAll 616 counties$295K

What the data shows

First Merchants Bank made the most mortgage refinances in Delaware County, IN, 303 of them.

That is 40% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 94% of 36.

The typical mortgage refinance here is $85K, 41% smaller than the Indiana typical of $145K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Royal United Mortgage LLC: 72% approved of 32Financial Center First Credit Union: 77% approved of 57Rocket Mortgage, LLC: 81% approved of 47First Merchants Bank: 81% approved of 382United Wholesale Mortgage, LLC: 84% approved of 38Old National Bank: 86% approved of 51Freedom Mortgage Corporation: 94% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Merchants Bank81%309 / 38298%$85K303
2Financial Center First Credit Union77%44 / 5798%$55K43
3Old National Bank86%44 / 51100%$75K44
4Rocket Mortgage, LLC81%38 / 4787%$165K33
5United Wholesale Mortgage, LLCBroker only84%32 / 3897%$195K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 107 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Delaware County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
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