Home›Indiana›Delaware County›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Delaware County, Indiana

Fat Boy Data analyzed home improvement loan activity in Delaware County, Indiana, home to Muncie, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 951 applications were decided by 64 lenders between 2023 and 2025.

Delaware County at a glance

64Active lenders12 with 20+ decisions
65.7%Market approval rate625 of 951 decided
$45KTypical loanmedian lender, $10K brackets
95%Borrower take-up594 loans funded

How Delaware County compares

Approval rate compared
Delaware County65.7%Indiana67.0%All 616 counties62.7%
Typical loan compared
Delaware County$45KIndiana$55KAll 616 counties$75K

What the data shows

Northwest Bank made the most home improvement loans in Delaware County, IN, 83 of them.

PrimeTrust Financial Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 84% of 79.

The typical home improvement loan here is $45K, 18% smaller than the Indiana typical of $55K.

Only 2 lenders here typically write at or below $35K: U.S. Bank National Association, PrimeTrust Financial Federal Credit Union.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 22One lender: 38% approved of 26One lender: 50% approved of 22One lender: 52% approved of 31Old National Bank: 58% approved of 86First Merchants Bank: 61% approved of 130One lender: 66% approved of 35One lender: 67% approved of 30STAR Financial Bank: 70% approved of 123Northwest Bank: 76% approved of 111One lender: 78% approved of 27PrimeTrust Financial Federal Credit Union: 84% approved of 79

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Merchants Bank61%79 / 13094%$45K74
2STAR Financial Bank70%86 / 12391%$45K78
3Northwest Bank76%84 / 11199%$55K83
4Old National Bank58%50 / 8698%$55K49
5PrimeTrust Financial Federal Credit Union84%66 / 79100%$35K66

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 59 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Delaware County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Delaware County

Other lending data for Delaware County

Nearby markets