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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Delaware County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Delaware County, Indiana, home to Muncie, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,542 applications were decided by 108 lenders between 2023 and 2025.

Delaware County at a glance

108Active lenders21 with 20+ decisions
68.1%Market approval rate1,050 of 1,542 decided
$95KTypical loanmedian lender, $10K brackets
95%Borrower take-up993 loans funded

How Delaware County compares

Approval rate compared
Delaware County68.1%Indiana71.0%All 616 counties68.2%
Typical loan compared
Delaware County$95KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Delaware County, IN, 180 of them.

Thrive Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 99% of 83.

The typical cash-out refinance here is $95K, 30% smaller than the Indiana typical of $135K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 28Amerisave Mortgage Corporation: 35% approved of 88One lender: 42% approved of 81One lender: 49% approved of 69One lender: 58% approved of 31One lender: 59% approved of 37One lender: 61% approved of 33STAR Financial Bank: 63% approved of 153One lender: 64% approved of 25One lender: 65% approved of 23One lender: 67% approved of 21One lender: 70% approved of 43One lender: 73% approved of 52Rocket Mortgage, LLC: 75% approved of 246One lender: 80% approved of 25One lender: 84% approved of 43One lender: 84% approved of 37One lender: 85% approved of 26Northwest Bank: 85% approved of 101One lender: 97% approved of 33Thrive Federal Credit Union: 99% approved of 83

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Delaware County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%184 / 24698%$105K180
2STAR Financial Bank63%97 / 15390%$75K87
3Northwest Bank85%86 / 101100%$75K86
4Amerisave Mortgage Corporation35%31 / 88100%$85K31
5Thrive Federal Credit Union99%82 / 83100%$45K82

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 103 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Delaware County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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