Aaa Capital Investment, Inc. mortgage approval rate & lending review
Aaa Capital Investment, Inc. decided 5,478 mortgage applications and funded 4,446 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Aaa Capital Investment, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Aaa Capital Investment, Inc. at a glance
Approval is 13.7 points above the 82.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,961 / 2,010 | 90% | $605K | 1,766 |
| Cash-out refinance | 95% | 343 / 361 | 79% | $525K | 270 |
| Refinance | 97% | 463 / 477 | 83% | $635K | 386 |
| Investment property purchase | 96% | 1,473 / 1,534 | 90% | $305K | 1,324 |
| Investment cash-out refinance | 95% | 711 / 746 | 68% | $365K | 483 |
| Investment refinance | 94% | 330 / 350 | 66% | $435K | 217 |
Aaa Capital Investment, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 97% | $605K | 2,902 | 2,452 |
| Texas | 98% | $255K | 408 | 331 |
| Nevada | 96% | $285K | 339 | 280 |
| Florida | 95% | $355K | 331 | 246 |
| Georgia | 97% | $275K | 223 | 191 |
| Washington | 95% | $625K | 130 | 88 |
| Maryland | 97% | $305K | 126 | 101 |
| Virginia | 97% | $305K | 104 | 93 |
| Arizona | 96% | $285K | 97 | 77 |
| Illinois | 95% | $325K | 82 | 58 |
| Hawaii | 85% | $655K | 80 | 48 |
| Pennsylvania | 96% | $185K | 72 | 43 |
| Colorado | 99% | $415K | 67 | 60 |
| Ohio | 96% | $155K | 67 | 55 |
| North Carolina | 94% | $275K | 63 | 47 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Aaa Capital Investment, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Mortgage lenders | 99% | 606 | 552 |
| Los Angeles County, CA | Investment property purchase | 98% | 203 | 182 |
| Orange County, CA | Mortgage lenders | 99% | 168 | 149 |
| Clark County, NV | Investment property purchase | 97% | 164 | 146 |
| Los Angeles County, CA | Investment cash-out refinance | 95% | 135 | 101 |
| San Bernardino County, CA | Investment property purchase | 98% | 89 | 82 |
| Orange County, CA | Refinance | 99% | 75 | 66 |
| Orange County, CA | Investment property purchase | 96% | 72 | 60 |
| Los Angeles County, CA | Investment refinance | 94% | 79 | 58 |
| Riverside County, CA | Investment property purchase | 100% | 59 | 56 |
| Orange County, FL | Investment property purchase | 98% | 55 | 51 |
| Gwinnett County, GA | Investment property purchase | 95% | 44 | 40 |
The county markets where Aaa Capital Investment, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Aaa Capital Investment, Inc.
What is Aaa Capital Investment, Inc.'s mortgage approval rate?
Aaa Capital Investment, Inc. approved 96.4% of the 5,478 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.7 points above the 82.7% national rate for the same mix of loan types.
How often do borrowers take the loan Aaa Capital Investment, Inc. offers?
Borrowers accepted 84% of the loans Aaa Capital Investment, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Aaa Capital Investment, Inc. make?
The typical home purchase mortgage loan Aaa Capital Investment, Inc. made was $605K; across all loan types its typical loan ran from $305K to $635K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Aaa Capital Investment, Inc. lend?
Aaa Capital Investment, Inc. decided applications in 43 of the states Fat Boy Data covers, most of them in California, Texas and Nevada.
Can I apply to Aaa Capital Investment, Inc. directly?
Yes. Aaa Capital Investment, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Aaa Capital Investment, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Aaa Capital Investment, Inc. treats applications, then get a rate quote from the lender.