Abbott Laboratories Employees Credit Union mortgage approval rate & lending review
Abbott Laboratories Employees Credit Union decided 644 mortgage applications and funded 580 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Abbott Laboratories Employees Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Abbott Laboratories Employees Credit Union at a glance
Approval is 11.8 points above the 78.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 271 / 309 | 100% | $425K | 271 |
| Home improvement loans | 94% | 149 / 159 | 100% | $95K | 149 |
| Refinance | 94% | 123 / 131 | 100% | $175K | 123 |
Abbott Laboratories Employees Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 93% | $175K | 445 | 414 |
| Wisconsin | 89% | $105K | 96 | 85 |
| California | 75% | $685K | 20 | 15 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Abbott Laboratories Employees Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lake County, IL | Mortgage lenders | 91% | 150 | 136 |
| Lake County, IL | Home improvement loans | 97% | 93 | 90 |
| Lake County, IL | Refinance | 96% | 67 | 64 |
| Kenosha County, WI | Home improvement loans | 90% | 20 | 18 |
| Kenosha County, WI | Mortgage lenders | 80% | 20 | 16 |
The county markets where Abbott Laboratories Employees Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Abbott Laboratories Employees Credit Union
What is Abbott Laboratories Employees Credit Union's mortgage approval rate?
Abbott Laboratories Employees Credit Union approved 90.1% of the 644 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.8 points above the 78.3% national rate for the same mix of loan types.
How often do borrowers take the loan Abbott Laboratories Employees Credit Union offers?
Borrowers accepted 100% of the loans Abbott Laboratories Employees Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Abbott Laboratories Employees Credit Union make?
The typical home purchase mortgage loan Abbott Laboratories Employees Credit Union made was $425K; across all loan types its typical loan ran from $95K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Abbott Laboratories Employees Credit Union lend?
Abbott Laboratories Employees Credit Union decided applications in 26 of the states Fat Boy Data covers, most of them in Illinois, Wisconsin and California.
Can I apply to Abbott Laboratories Employees Credit Union directly?
Yes. Abbott Laboratories Employees Credit Union reports as a direct lender that takes applications from borrowers.
Does this page show Abbott Laboratories Employees Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Abbott Laboratories Employees Credit Union treats applications, then get a rate quote from the lender.