Home›Illinois›Lake County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Lake County, Illinois

Fat Boy Data analyzed mortgage refinance activity in Lake County, Illinois, home to Waukegan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,114 applications were decided by 297 lenders between 2023 and 2025.

Lake County at a glance

297Active lenders57 with 20+ decisions
80.1%Market approval rate4,897 of 6,114 decided
$305KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,647 loans funded

How Lake County compares

Approval rate compared
Lake County80.1%Illinois78.8%All 616 counties76.5%
Typical loan compared
Lake County$305KIllinois$285KAll 616 counties$295K

What the data shows

JPMorgan Chase Bank, National Association made the most mortgage refinances in Lake County, IL, 253 of them.

Homeland Mortgage Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 57 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 135One lender: 42% approved of 24One lender: 52% approved of 21One lender: 55% approved of 101One lender: 58% approved of 69One lender: 60% approved of 192One lender: 61% approved of 89Old National Bank: 61% approved of 319One lender: 63% approved of 67One lender: 64% approved of 200One lender: 65% approved of 20One lender: 67% approved of 30One lender: 68% approved of 53One lender: 69% approved of 83One lender: 71% approved of 42Fifth Third Bank, National Association: 75% approved of 264One lender: 76% approved of 42One lender: 76% approved of 21PNC Bank, National Association: 77% approved of 317One lender: 79% approved of 24One lender: 79% approved of 29One lender: 79% approved of 39One lender: 80% approved of 236One lender: 80% approved of 109One lender: 83% approved of 145One lender: 83% approved of 72One lender: 84% approved of 43One lender: 84% approved of 56One lender: 84% approved of 234One lender: 84% approved of 38One lender: 86% approved of 22One lender: 87% approved of 38One lender: 88% approved of 41One lender: 90% approved of 42One lender: 91% approved of 22United Wholesale Mortgage, LLC: 92% approved of 518One lender: 93% approved of 27One lender: 93% approved of 98One lender: 93% approved of 70One lender: 93% approved of 113One lender: 94% approved of 31JPMorgan Chase Bank, National Association: 94% approved of 279One lender: 95% approved of 39One lender: 95% approved of 40One lender: 96% approved of 67One lender: 96% approved of 159One lender: 96% approved of 23One lender: 97% approved of 66One lender: 97% approved of 33One lender: 97% approved of 36One lender: 97% approved of 38One lender: 98% approved of 40One lender: 99% approved of 139One lender: 100% approved of 33One lender: 100% approved of 26One lender: 100% approved of 21One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%476 / 51898%$365K467
2Old National Bank61%196 / 31998%$105K193
3PNC Bank, National Association77%245 / 31797%$125K238
4JPMorgan Chase Bank, National Association94%263 / 27996%$385K253
5Fifth Third Bank, National Association75%197 / 26497%$155K191

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 292 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Lake County

Other lending data for Lake County

Nearby markets