Lender profile · HMDA 2023–2025
Access Community Credit Union mortgage approval rates & lending data
Access Community Credit Union decided 470 mortgage applications and funded 388 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 165 / 167 | 88% | $235K | 145 |
| Cash-out refinance | 79% | 118 / 149 | 91% | $75K | 107 |
| Refinance | 94% | 33 / 35 | 82% | $245K | 27 |
| Investment property purchase | 100% | 63 / 63 | 97% | $115K | 61 |
| Investment cash-out refinance | 93% | 26 / 28 | 96% | $125K | 25 |
Access Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $125K | 470 | 388 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.