Cash-out refinance lenders in Potter County, Texas
Fat Boy Data analyzed cash-out refinance activity in Potter County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 745 applications were decided by 68 lenders between 2023 and 2025.
Potter County at a glance
How Potter County compares
What the data shows
Education Credit Union made the most cash-out refinances in Potter County, TX, 179 of them.
That is 34% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Education Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 99% of 188.
Lenders approved 75.2% of cash-out refinance applications in Potter County, TX, 8.4 percentage points above the Texas rate of 66.8%.
The typical cash-out refinance here is $75K, 59% smaller than the Texas typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Potter County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Education Credit Union | 99% | 186 / 188 | 96% | $75K | 179 |
| 2 | Amarillo National Bank | 69% | 66 / 95 | 83% | $85K | 55 |
| 3 | ACFCU Federal Credit Union | 88% | 84 / 95 | 98% | $55K | 82 |
| 4 | Rocket Mortgage, LLC | 82% | 55 / 67 | 95% | $145K | 52 |
| 5 | Access Community Credit Union | 67% | 31 / 46 | 87% | $75K | 27 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 63 more lenders.
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