Lender profile · HMDA 2023–2025
Alliance Bank Central Texas mortgage approval rates & lending data
Alliance Bank Central Texas decided 571 mortgage applications and funded 440 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 168 / 196 | 82% | $205K | 137 |
| Home improvement loans | 80% | 33 / 41 | 79% | $85K | 26 |
| Refinance | 70% | 23 / 33 | 74% | $95K | 17 |
| Investment property purchase | 95% | 203 / 213 | 92% | $155K | 187 |
| Investment cash-out refinance | 92% | 36 / 39 | 89% | $105K | 32 |
| Investment refinance | 87% | 33 / 38 | 94% | $165K | 31 |
Alliance Bank Central Texas lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 88% | $155K | 556 | 425 |
| Kansas | 100% | $275K | 8 | 8 |
| Colorado | 100% | $1.32M | 1 | 1 |
| Florida | 100% | $2.40M | 1 | 1 |
| Louisiana | 100% | $205K | 1 | 1 |
| Michigan | 100% | $325K | 1 | 1 |
| Ohio | 100% | $495K | 1 | 1 |
| Oklahoma | 100% | $195K | 1 | 1 |
| Pennsylvania | 100% | $345K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.