Investment property refinance lenders in McLennan County, Texas
Fat Boy Data analyzed investment property refinance activity in McLennan County, Texas, home to Waco, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 348 applications were decided by 90 lenders between 2023 and 2025.
McLennan County at a glance
How McLennan County compares
What the data shows
First National Bank of Central Texas made the most investment property refinances in McLennan County, TX, 41 of them.
First National Bank of Central Texas approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.
Lenders approved 83.6% of investment property refinance applications in McLennan County, TX, 9.0 percentage points above the Texas rate of 74.7%.
The typical investment property refinance here is $165K, 15% smaller than the Texas typical of $195K.
Investment property refinance lenders in McLennan County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | First National Bank of Central Texas | 100% | 41 / 41 | 100% | $125K | 41 |
| 2 | Alliance Bank Central Texas | 85% | 29 / 34 | 93% | $165K | 27 |
| 3 | Central National Bank | 92% | 24 / 26 | 100% | $165K | 24 |
| 4 | Community Bank & Trust, Waco, TexasLimited sample | 100% | 19 / 19 | 100% | $145K | 19 |
| 5 | United Wholesale Mortgage, LLCBroker only | 47% | 8 / 17 | 100% | $235K | 8 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 85 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment property refinance lenders in McLennan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.