Lender profile · HMDA 2023–2025
Alpine Bank mortgage approval rates & lending data
Alpine Bank decided 1,080 mortgage applications and funded 869 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 360 / 415 | 90% | $315K | 324 |
| Home improvement loans | 85% | 218 / 257 | 96% | $75K | 210 |
| Cash-out refinance | 59% | 17 / 29 | 76% | $195K | 13 |
| Refinance | 90% | 165 / 183 | 93% | $145K | 154 |
| Investment property purchase | 97% | 88 / 91 | 93% | $225K | 82 |
| Investment refinance | 88% | 38 / 43 | 95% | $295K | 36 |
| Investment home improvement | 89% | 49 / 55 | 94% | $105K | 46 |
Alpine Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 87% | $225K | 1,077 | 868 |
| Arizona | 100% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| Wyoming | 100% | $435K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.