Altitude Financial Corporation mortgage approval rate & lending review
Altitude Financial Corporation decided 3,088 mortgage applications and funded 2,976 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Altitude Financial Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Altitude Financial Corporation at a glance
Approval is 12.2 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,417 / 2,480 | 99% | $295K | 2,387 |
| Cash-out refinance | 97% | 221 / 228 | 99% | $195K | 219 |
| Refinance | 99% | 115 / 116 | 100% | $315K | 115 |
| Investment property purchase | 98% | 179 / 182 | 98% | $225K | 175 |
| Investment cash-out refinance | 98% | 56 / 57 | 98% | $245K | 55 |
| Investment refinance | 100% | 25 / 25 | 100% | $215K | 25 |
Altitude Financial Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 97% | $295K | 2,789 | 2,686 |
| California | 99% | $395K | 220 | 213 |
| Colorado | 100% | $445K | 33 | 33 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Altitude Financial Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pima County, AZ | Mortgage lenders | 97% | 1,529 | 1,466 |
| Cochise County, AZ | Mortgage lenders | 98% | 177 | 174 |
| Pima County, AZ | Cash-out refinance | 99% | 135 | 133 |
| Pinal County, AZ | Mortgage lenders | 98% | 123 | 118 |
| Pima County, AZ | Investment property purchase | 97% | 115 | 109 |
| Pima County, AZ | Refinance | 99% | 75 | 74 |
| Fresno County, CA | Mortgage lenders | 100% | 74 | 72 |
| Tulare County, CA | Mortgage lenders | 100% | 55 | 54 |
| Navajo County, AZ | Mortgage lenders | 100% | 45 | 45 |
| Madera County, CA | Mortgage lenders | 98% | 40 | 39 |
| Pima County, AZ | Investment cash-out refinance | 97% | 31 | 29 |
| Cochise County, AZ | Cash-out refinance | 90% | 20 | 18 |
The county markets where Altitude Financial Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Altitude Financial Corporation
What is Altitude Financial Corporation's mortgage approval rate?
Altitude Financial Corporation approved 97.6% of the 3,088 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.2 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Altitude Financial Corporation offers?
Borrowers accepted 99% of the loans Altitude Financial Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Altitude Financial Corporation make?
The typical home purchase mortgage loan Altitude Financial Corporation made was $295K; across all loan types its typical loan ran from $195K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Altitude Financial Corporation lend?
Altitude Financial Corporation decided applications in 10 of the states Fat Boy Data covers, most of them in Arizona, California and Colorado.
Can I apply to Altitude Financial Corporation directly?
Yes. Altitude Financial Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Altitude Financial Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Altitude Financial Corporation treats applications, then get a rate quote from the lender.