American Finance House Lariba mortgage approval rate & lending review
American Finance House Lariba decided 576 mortgage applications and funded 258 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Finance House Lariba reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
American Finance House Lariba at a glance
Approval is 2.4 points below the 85.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 346 / 399 | 51% | $365K | 177 |
| Refinance | 69% | 38 / 55 | 66% | $305K | 25 |
| Investment property purchase | 83% | 55 / 66 | 62% | $235K | 34 |
| Investment refinance | 64% | 18 / 28 | 50% | $195K | 9 |
American Finance House Lariba lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 85% | $345K | 163 | 81 |
| California | 76% | $605K | 72 | 29 |
| Georgia | 74% | $305K | 57 | 19 |
| Florida | 88% | $295K | 51 | 21 |
| Illinois | 83% | $285K | 36 | 15 |
| New Jersey | 75% | $455K | 32 | 15 |
| North Carolina | 89% | $265K | 27 | 18 |
| Maryland | 71% | $515K | 24 | 9 |
| Virginia | 91% | $545K | 22 | 7 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about American Finance House Lariba
What is American Finance House Lariba's mortgage approval rate?
American Finance House Lariba approved 82.8% of the 576 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.4 points below the 85.3% national rate for the same mix of loan types.
How often do borrowers take the loan American Finance House Lariba offers?
Borrowers accepted 54% of the loans American Finance House Lariba approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Finance House Lariba make?
The typical home purchase mortgage loan American Finance House Lariba made was $365K; across all loan types its typical loan ran from $195K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Finance House Lariba lend?
American Finance House Lariba decided applications in 21 of the states Fat Boy Data covers, most of them in Texas, California and Georgia.
Can I apply to American Finance House Lariba directly?
Yes. American Finance House Lariba reports as a direct lender that takes applications from borrowers.
Does this page show American Finance House Lariba's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Finance House Lariba treats applications, then get a rate quote from the lender.