Lender profile · HMDA 2023–2025
American Finance House Lariba mortgage approval rates & lending data
American Finance House Lariba decided 576 mortgage applications and funded 258 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 346 / 399 | 51% | $365K | 177 |
| Refinance | 69% | 38 / 55 | 66% | $305K | 25 |
| Investment property purchase | 83% | 55 / 66 | 62% | $235K | 34 |
| Investment refinance | 64% | 18 / 28 | 50% | $195K | 9 |
American Finance House Lariba lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 85% | $345K | 163 | 81 |
| California | 76% | $605K | 72 | 29 |
| Georgia | 74% | $305K | 57 | 19 |
| Florida | 88% | $295K | 51 | 21 |
| Illinois | 83% | $285K | 36 | 15 |
| New Jersey | 75% | $455K | 32 | 15 |
| North Carolina | 89% | $265K | 27 | 18 |
| Maryland | 71% | $515K | 24 | 9 |
| Virginia | 91% | $545K | 22 | 7 |
| Michigan | 93% | $365K | 15 | 7 |
| Oklahoma | 93% | $245K | 15 | 7 |
| Indiana | 100% | $155K | 11 | 9 |
| Massachusetts | 100% | $225K | 10 | 4 |
| Oregon | 89% | $725K | 9 | 4 |
| Washington | 75% | $135K | 8 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.