American Financial Network, Inc. mortgage approval rate & lending review
American Financial Network, Inc. decided 37,081 mortgage applications and funded 30,987 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Financial Network, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
American Financial Network, Inc. at a glance
Approval is 0.5 points above the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 22,537 / 26,160 | 99% | $325K | 22,314 |
| Cash-out refinance | 84% | 3,226 / 3,834 | 97% | $275K | 3,138 |
| Refinance | 83% | 998 / 1,202 | 96% | $395K | 961 |
| Investment property purchase | 85% | 2,897 / 3,398 | 98% | $285K | 2,835 |
| Investment cash-out refinance | 73% | 1,483 / 2,024 | 97% | $245K | 1,437 |
| Investment refinance | 67% | 311 / 463 | 97% | $275K | 302 |
American Financial Network, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 83% | $315K | 6,311 | 5,165 |
| California | 87% | $505K | 5,544 | 4,752 |
| Texas | 83% | $305K | 2,742 | 2,233 |
| New York | 83% | $555K | 2,213 | 1,804 |
| Arizona | 86% | $365K | 2,006 | 1,697 |
| Virginia | 91% | $345K | 1,602 | 1,436 |
| Georgia | 76% | $285K | 1,522 | 1,139 |
| Michigan | 92% | $215K | 1,488 | 1,355 |
| New Jersey | 86% | $415K | 1,431 | 1,217 |
| South Carolina | 84% | $245K | 1,235 | 1,031 |
| Maryland | 80% | $395K | 1,016 | 809 |
| Pennsylvania | 87% | $225K | 920 | 785 |
| Illinois | 85% | $255K | 785 | 655 |
| Nevada | 88% | $355K | 719 | 621 |
| Indiana | 92% | $225K | 713 | 650 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Financial Network, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Mortgage lenders | 90% | 849 | 762 |
| San Bernardino County, CA | Mortgage lenders | 90% | 793 | 702 |
| Maricopa County, AZ | Mortgage lenders | 85% | 780 | 656 |
| Riverside County, CA | Mortgage lenders | 89% | 701 | 616 |
| Monroe County, MI | Mortgage lenders | 99% | 578 | 567 |
| Marion County, FL | Mortgage lenders | 92% | 532 | 479 |
| Alachua County, FL | Mortgage lenders | 98% | 333 | 327 |
| Lee County, FL | Mortgage lenders | 88% | 330 | 289 |
| Mohave County, AZ | Mortgage lenders | 96% | 298 | 284 |
| Hillsborough County, FL | Mortgage lenders | 80% | 357 | 282 |
| Wayne County, MI | Mortgage lenders | 88% | 306 | 263 |
| San Diego County, CA | Mortgage lenders | 93% | 285 | 262 |
The county markets where American Financial Network, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about American Financial Network, Inc.
What is American Financial Network, Inc.'s mortgage approval rate?
American Financial Network, Inc. approved 84.8% of the 37,081 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.5 points above the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan American Financial Network, Inc. offers?
Borrowers accepted 99% of the loans American Financial Network, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Financial Network, Inc. make?
The typical home purchase mortgage loan American Financial Network, Inc. made was $325K; across all loan types its typical loan ran from $245K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Financial Network, Inc. lend?
American Financial Network, Inc. decided applications in 50 of the states Fat Boy Data covers, most of them in Florida, California and Texas.
Can I apply to American Financial Network, Inc. directly?
Yes. American Financial Network, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show American Financial Network, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Financial Network, Inc. treats applications, then get a rate quote from the lender.