American Pacific Mortgage Corporation mortgage approval rate & lending review
American Pacific Mortgage Corporation decided 60,478 mortgage applications and funded 54,447 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Pacific Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
American Pacific Mortgage Corporation at a glance
Approval is 4.9 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 45,311 / 48,802 | 100% | $325K | 45,165 |
| Cash-out refinance | 77% | 3,145 / 4,094 | 99% | $295K | 3,122 |
| Refinance | 79% | 2,258 / 2,851 | 100% | $375K | 2,253 |
| Investment property purchase | 88% | 2,844 / 3,234 | 100% | $255K | 2,832 |
| Investment cash-out refinance | 74% | 809 / 1,095 | 100% | $245K | 805 |
| Investment refinance | 67% | 271 / 402 | 100% | $285K | 270 |
American Pacific Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 91% | $445K | 12,142 | 11,029 |
| Illinois | 92% | $275K | 6,965 | 6,384 |
| Washington | 93% | $465K | 5,931 | 5,494 |
| Florida | 86% | $335K | 5,153 | 4,400 |
| Arizona | 88% | $325K | 5,109 | 4,466 |
| Texas | 91% | $275K | 4,736 | 4,300 |
| Ohio | 90% | $205K | 1,890 | 1,699 |
| Georgia | 87% | $305K | 1,777 | 1,534 |
| Oregon | 94% | $425K | 1,707 | 1,604 |
| Tennessee | 92% | $335K | 1,503 | 1,381 |
| Idaho | 96% | $385K | 1,337 | 1,275 |
| Wisconsin | 90% | $225K | 1,268 | 1,135 |
| South Carolina | 87% | $275K | 1,224 | 1,068 |
| Utah | 92% | $405K | 1,005 | 920 |
| Missouri | 91% | $295K | 899 | 822 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Pacific Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Mortgage lenders | 92% | 2,327 | 2,133 |
| Maricopa County, AZ | Mortgage lenders | 90% | 1,618 | 1,456 |
| Sacramento County, CA | Mortgage lenders | 96% | 1,329 | 1,260 |
| Lee County, FL | Mortgage lenders | 92% | 1,108 | 1,020 |
| Snohomish County, WA | Mortgage lenders | 95% | 1,015 | 959 |
| King County, WA | Mortgage lenders | 95% | 992 | 943 |
| Pima County, AZ | Mortgage lenders | 91% | 996 | 911 |
| Will County, IL | Mortgage lenders | 98% | 841 | 820 |
| El Paso County, TX | Mortgage lenders | 96% | 712 | 682 |
| Stanislaus County, CA | Mortgage lenders | 96% | 613 | 585 |
| Lake County, IL | Mortgage lenders | 95% | 606 | 573 |
| DuPage County, IL | Mortgage lenders | 95% | 570 | 542 |
The county markets where American Pacific Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about American Pacific Mortgage Corporation
What is American Pacific Mortgage Corporation's mortgage approval rate?
American Pacific Mortgage Corporation approved 90.3% of the 60,478 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.9 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan American Pacific Mortgage Corporation offers?
Borrowers accepted 100% of the loans American Pacific Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Pacific Mortgage Corporation make?
The typical home purchase mortgage loan American Pacific Mortgage Corporation made was $325K; across all loan types its typical loan ran from $245K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Pacific Mortgage Corporation lend?
American Pacific Mortgage Corporation decided applications in 50 of the states Fat Boy Data covers, most of them in California, Illinois and Washington.
Can I apply to American Pacific Mortgage Corporation directly?
Yes. American Pacific Mortgage Corporation reports as a direct lender that takes applications from borrowers.
Does this page show American Pacific Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Pacific Mortgage Corporation treats applications, then get a rate quote from the lender.