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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Stanislaus County, California

Fat Boy Data analyzed home purchase mortgage activity in Stanislaus County, California, home to Modesto, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,786 applications were decided by 335 lenders between 2023 and 2025.

Stanislaus County at a glance

335Active lenders78 with 20+ decisions
88.8%Market approval rate11,353 of 12,786 decided
$415KTypical loanmedian lender, $10K brackets
96%Borrower take-up10,930 loans funded

How Stanislaus County compares

Approval rate compared
Stanislaus County88.8%California88.4%All 616 counties87.6%
Typical loan compared
Stanislaus County$415KCalifornia$555KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Stanislaus County, CA, 652 of them.

Academy Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 144.

The typical home purchase mortgage here is $415K, 25% smaller than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 35% approved of 271One lender: 49% approved of 84One lender: 53% approved of 38One lender: 66% approved of 64One lender: 67% approved of 60One lender: 71% approved of 283One lender: 72% approved of 102One lender: 78% approved of 116Kind Lending, LLC: 78% approved of 587One lender: 78% approved of 37One lender: 79% approved of 98One lender: 82% approved of 66One lender: 82% approved of 66One lender: 83% approved of 113One lender: 85% approved of 232One lender: 85% approved of 41One lender: 86% approved of 99Rocket Mortgage, LLC: 86% approved of 766One lender: 88% approved of 124One lender: 88% approved of 59One lender: 88% approved of 154One lender: 90% approved of 40One lender: 90% approved of 231United Wholesale Mortgage, LLC: 90% approved of 1,843One lender: 91% approved of 396One lender: 92% approved of 197One lender: 92% approved of 88One lender: 92% approved of 39One lender: 94% approved of 144One lender: 94% approved of 112One lender: 94% approved of 149One lender: 94% approved of 84One lender: 94% approved of 122One lender: 95% approved of 56One lender: 95% approved of 83American Pacific Mortgage Corporation: 96% approved of 613One lender: 96% approved of 373One lender: 96% approved of 53One lender: 97% approved of 264One lender: 97% approved of 179One lender: 97% approved of 38One lender: 98% approved of 40One lender: 98% approved of 42One lender: 98% approved of 43One lender: 98% approved of 46One lender: 98% approved of 188One lender: 98% approved of 435One lender: 98% approved of 51One lender: 99% approved of 336One lender: 99% approved of 72One lender: 99% approved of 81One lender: 99% approved of 305Crosscountry Mortgage, LLC: 100% approved of 624One lender: 100% approved of 144One lender: 100% approved of 74One lender: 100% approved of 58One lender: 100% approved of 45One lender: 100% approved of 44One lender: 100% approved of 42One lender: 100% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Stanislaus County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%1,666 / 1,84399%$415K1,646
2Rocket Mortgage, LLC86%661 / 76699%$415K652
3Crosscountry Mortgage, LLC100%623 / 62499%$415K614
4American Pacific Mortgage Corporation96%588 / 61399%$405K585
5Kind Lending, LLC78%460 / 58799%$415K457

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 330 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Stanislaus County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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