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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Sacramento County, California

Fat Boy Data analyzed home purchase mortgage activity in Sacramento County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 43,771 applications were decided by 512 lenders between 2023 and 2025.

Sacramento County at a glance

512Active lenders168 with 20+ decisions
89.4%Market approval rate39,120 of 43,771 decided
$445KTypical loanmedian lender, $10K brackets
96%Borrower take-up37,472 loans funded

How Sacramento County compares

Approval rate compared
Sacramento County89.4%California88.4%All 616 counties87.6%
Typical loan compared
Sacramento County$445KCalifornia$555KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Sacramento County, CA, 2,891 of them.

Canopy Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 186.

The typical home purchase mortgage here is $445K, 20% smaller than the California typical of $555K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 272One lender: 36% approved of 395One lender: 57% approved of 248One lender: 61% approved of 229One lender: 68% approved of 769One lender: 69% approved of 488One lender: 77% approved of 970One lender: 80% approved of 211One lender: 80% approved of 154One lender: 81% approved of 227One lender: 82% approved of 120One lender: 84% approved of 307One lender: 85% approved of 788One lender: 86% approved of 561One lender: 86% approved of 577One lender: 86% approved of 169One lender: 87% approved of 753One lender: 87% approved of 684One lender: 87% approved of 189Rocket Mortgage, LLC: 88% approved of 3,331One lender: 88% approved of 400One lender: 88% approved of 144One lender: 90% approved of 108One lender: 90% approved of 259One lender: 91% approved of 267One lender: 91% approved of 291One lender: 92% approved of 325United Wholesale Mortgage, LLC: 92% approved of 8,441One lender: 92% approved of 172One lender: 92% approved of 477One lender: 93% approved of 122Lennar Mortgage, LLC: 93% approved of 2,203One lender: 93% approved of 636One lender: 93% approved of 252One lender: 94% approved of 1,179One lender: 94% approved of 113One lender: 94% approved of 183One lender: 94% approved of 467One lender: 95% approved of 170One lender: 95% approved of 173One lender: 95% approved of 980One lender: 96% approved of 226One lender: 96% approved of 412American Pacific Mortgage Corporation: 96% approved of 1,329One lender: 96% approved of 130One lender: 97% approved of 176One lender: 97% approved of 238One lender: 97% approved of 280One lender: 97% approved of 132One lender: 97% approved of 335One lender: 97% approved of 336One lender: 98% approved of 554One lender: 98% approved of 418One lender: 98% approved of 166One lender: 98% approved of 535Guild Mortgage Company LLC: 98% approved of 1,749One lender: 98% approved of 130One lender: 99% approved of 356One lender: 100% approved of 186One lender: 100% approved of 150

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Sacramento County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%7,770 / 8,44198%$445K7,650
2Rocket Mortgage, LLC88%2,931 / 3,33199%$445K2,891
3Lennar Mortgage, LLC93%2,047 / 2,20399%$535K2,031
4Guild Mortgage Company LLC98%1,721 / 1,74991%$405K1,559
5American Pacific Mortgage Corporation96%1,275 / 1,32999%$415K1,260

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 507 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Sacramento County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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