APCI Federal Credit Union mortgage approval rate & lending review
APCI Federal Credit Union decided 414 mortgage applications and funded 372 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions APCI Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
APCI Federal Credit Union at a glance
Approval is 22.8 points above the 69.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 94% | 197 / 209 | 96% | $55K | 189 |
| Refinance | 92% | 157 / 171 | 100% | $135K | 157 |
APCI Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 94% | $55K | 303 | 277 |
| Texas | 65% | $35K | 23 | 13 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where APCI Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lehigh County, PA | Home improvement loans | 93% | 83 | 73 |
| Lehigh County, PA | Refinance | 94% | 71 | 67 |
| Northampton County, PA | Home improvement loans | 97% | 33 | 31 |
The county markets where APCI Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about APCI Federal Credit Union
What is APCI Federal Credit Union's mortgage approval rate?
APCI Federal Credit Union approved 92.5% of the 414 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 22.8 points above the 69.8% national rate for the same mix of loan types.
How often do borrowers take the loan APCI Federal Credit Union offers?
Borrowers accepted 97% of the loans APCI Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does APCI Federal Credit Union make?
The typical home improvement loan loan APCI Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does APCI Federal Credit Union lend?
APCI Federal Credit Union decided applications in 21 of the states Fat Boy Data covers, most of them in Pennsylvania, Texas and Florida.
Can I apply to APCI Federal Credit Union directly?
Yes. APCI Federal Credit Union is a bank or credit union with 1 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show APCI Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how APCI Federal Credit Union treats applications, then get a rate quote from the lender.