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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Lehigh County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Lehigh County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,336 applications were decided by 122 lenders between 2023 and 2025.

Lehigh County at a glance

122Active lenders34 with 20+ decisions
65.1%Market approval rate2,821 of 4,336 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,650 loans funded

How Lehigh County compares

Approval rate compared
Lehigh County65.1%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Lehigh County$55KPennsylvania$65KAll 616 counties$75K

What the data shows

First Commonwealth Federal Credit Union made the most home improvement loans in Lehigh County, PA, 368 of them.

Merck Sharp & Dohme Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical home improvement loan here is $55K, 15% smaller than the Pennsylvania typical of $65K.

Only 1 lender here typically writes at or below $35K: QNB Bank.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 28% approved of 99Bank of America, National Association: 32% approved of 243Visions Federal Credit Union: 37% approved of 27U.S. Bank National Association: 39% approved of 36Manufacturers and Traders Trust Company: 42% approved of 86Spring Eq, LLC: 45% approved of 62TD Bank, National Association: 46% approved of 101Members 1St: 52% approved of 363Truist Bank: 52% approved of 156PNC Bank, National Association: 59% approved of 261United Federal Credit Union: 60% approved of 45KeyBank National Association: 60% approved of 20Fulton Bank, National Association: 66% approved of 67People First Federal Credit Union: 66% approved of 382Citizens Bank, National Association: 67% approved of 126Figure Lending LLC: 69% approved of 87First Commonwealth Federal Credit Union: 71% approved of 550American Heritage FCU: 73% approved of 66ESSA Bank & Trust: 73% approved of 26The Neffs National Bank: 74% approved of 38Embassy Bank For The Lehigh Valley: 76% approved of 383Navy Federal Credit Union: 77% approved of 47Pennsylvania State Employees Credit Union: 80% approved of 141Peoples Security Bank and Trust Company: 81% approved of 62Univest Bank and Trust Co.: 81% approved of 32QNB Bank: 83% approved of 29The Fidelity Deposit and Discount Bank: 88% approved of 24APCI Federal Credit Union: 93% approved of 83Allentown: 93% approved of 29New Tripoli Bank: 96% approved of 47Goldtech Fortune Consultancy Limited: 96% approved of 51Lehigh Valley Educators Credit Union: 99% approved of 69Coastal Community Bank: 99% approved of 85Merck Sharp & Dohme Federal Credit Union: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Lehigh County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Commonwealth Federal Credit Union71%393 / 55094%$55K368
2Embassy Bank For The Lehigh Valley76%292 / 38398%$55K285
3People First Federal Credit Union66%252 / 38297%$45K244
4Members 1St52%188 / 36397%$75K182
5PNC Bank, National Association59%153 / 26195%$85K145

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 117 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Lehigh County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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