refinance lenders · HMDA 2023–2025

Refinance lenders in Lehigh County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Lehigh County, Pennsylvania, home to Allentown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,293 applications were decided by 204 lenders between 2023 and 2025.

Lehigh County at a glance

204Active lenders34 with 20+ decisions
75.5%Market approval rate2,487 of 3,293 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,360 loans funded

How Lehigh County compares

Approval rate compared
Lehigh County75.5%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Lehigh County$125KPennsylvania$115KAll 616 counties$295K

What the data shows

People First Federal Credit Union made the most mortgage refinances in Lehigh County, PA, 210 of them.

Goldtech Fortune Consultancy Limited approved the highest share of applications among lenders with at least 20 decisions here, 98% of 53.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 30One lender: 32% approved of 73One lender: 54% approved of 61One lender: 57% approved of 58Truist Bank: 59% approved of 178One lender: 63% approved of 142One lender: 65% approved of 20One lender: 68% approved of 56One lender: 69% approved of 36One lender: 72% approved of 101One lender: 74% approved of 27One lender: 75% approved of 20One lender: 76% approved of 34One lender: 77% approved of 143People First Federal Credit Union: 77% approved of 278One lender: 77% approved of 62One lender: 78% approved of 156One lender: 78% approved of 23One lender: 79% approved of 24First Commonwealth Federal Credit Union: 80% approved of 200One lender: 80% approved of 25One lender: 80% approved of 20One lender: 81% approved of 37Embassy Bank For The Lehigh Valley: 82% approved of 254United Wholesale Mortgage, LLC: 84% approved of 165One lender: 85% approved of 26One lender: 86% approved of 21One lender: 87% approved of 31One lender: 93% approved of 27One lender: 94% approved of 48One lender: 94% approved of 71One lender: 96% approved of 48One lender: 98% approved of 46One lender: 98% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lehigh County

LenderApprovalApprovedTaken upTypical loanLoans made
1People First Federal Credit Union77%214 / 27898%$55K210
2Embassy Bank For The Lehigh Valley82%209 / 25496%$125K200
3First Commonwealth Federal Credit Union80%159 / 20094%$75K150
4Truist Bank59%105 / 17890%$115K95
5United Wholesale Mortgage, LLCBroker only84%139 / 16595%$395K132

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 199 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lehigh County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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