Home›Pennsylvania›Northampton County›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Northampton County, Pennsylvania

Fat Boy Data analyzed home improvement loan activity in Northampton County, Pennsylvania, home to Bethlehem, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,086 applications were decided by 136 lenders between 2023 and 2025.

Northampton County at a glance

136Active lenders30 with 20+ decisions
66.1%Market approval rate2,702 of 4,086 decided
$65KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,516 loans funded

How Northampton County compares

Approval rate compared
Northampton County66.1%Pennsylvania66.7%All 616 counties62.7%
Typical loan compared
Northampton County$65KPennsylvania$65KAll 616 counties$75K

What the data shows

Embassy Bank For The Lehigh Valley made the most home improvement loans in Northampton County, PA, 294 of them.

Goldtech Fortune Consultancy Limited approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Only 2 lenders here typically write at or below $35K: First Northern Bank and Trust Company, People First Federal Credit Union.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 134Bank of America, National Association: 36% approved of 262One lender: 46% approved of 81One lender: 47% approved of 60One lender: 50% approved of 146One lender: 52% approved of 25One lender: 57% approved of 21One lender: 58% approved of 204PNC Bank, National Association: 59% approved of 367One lender: 60% approved of 62One lender: 62% approved of 21One lender: 62% approved of 21One lender: 63% approved of 27One lender: 63% approved of 76One lender: 63% approved of 79One lender: 64% approved of 28People First Federal Credit Union: 66% approved of 352One lender: 66% approved of 117One lender: 69% approved of 180One lender: 75% approved of 65Embassy Bank For The Lehigh Valley: 76% approved of 396First Commonwealth Federal Credit Union: 77% approved of 385One lender: 79% approved of 146One lender: 85% approved of 116One lender: 88% approved of 51One lender: 91% approved of 53One lender: 91% approved of 23One lender: 97% approved of 33One lender: 100% approved of 95One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Northampton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Embassy Bank For The Lehigh Valley76%300 / 39698%$55K294
2First Commonwealth Federal Credit Union77%298 / 38590%$55K269
3PNC Bank, National Association59%217 / 36798%$85K213
4People First Federal Credit Union66%231 / 35296%$35K222
5Bank of America, National Association36%95 / 26298%$85K93

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 131 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Northampton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Northampton County

Other lending data for Northampton County

Nearby markets