Arrow Bank National Association mortgage approval rate & lending review
Arrow Bank National Association decided 578 mortgage applications and funded 483 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Arrow Bank National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Arrow Bank National Association at a glance
Approval is 6.3 points above the 78.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 286 / 299 | 100% | $375K | 285 |
| Home improvement loans | 74% | 117 / 158 | 97% | $95K | 114 |
| Refinance | 64% | 29 / 45 | 100% | $155K | 29 |
| Investment property purchase | 88% | 28 / 32 | 100% | $445K | 28 |
Arrow Bank National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 84% | $375K | 578 | 483 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Arrow Bank National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Saratoga County, NY | Mortgage lenders | 96% | 225 | 214 |
| Saratoga County, NY | Home improvement loans | 73% | 131 | 93 |
| Rensselaer County, NY | Mortgage lenders | 100% | 27 | 27 |
| Albany County, NY | Mortgage lenders | 92% | 26 | 24 |
| Saratoga County, NY | Refinance | 70% | 33 | 23 |
| Saratoga County, NY | Investment property purchase | 92% | 25 | 23 |
| Schenectady County, NY | Mortgage lenders | 95% | 20 | 19 |
The county markets where Arrow Bank National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Arrow Bank National Association
What is Arrow Bank National Association's mortgage approval rate?
Arrow Bank National Association approved 84.3% of the 578 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.3 points above the 78.0% national rate for the same mix of loan types.
How often do borrowers take the loan Arrow Bank National Association offers?
Borrowers accepted 99% of the loans Arrow Bank National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Arrow Bank National Association make?
The typical home purchase mortgage loan Arrow Bank National Association made was $375K; across all loan types its typical loan ran from $95K to $445K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Arrow Bank National Association lend?
Arrow Bank National Association decided applications in 1 of the states Fat Boy Data covers, most of them in New York.
Can I apply to Arrow Bank National Association directly?
Yes. Arrow Bank National Association is a bank or credit union with 38 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Arrow Bank National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Arrow Bank National Association treats applications, then get a rate quote from the lender.