Refinance lenders in Saratoga County, New York
Fat Boy Data analyzed mortgage refinance activity in Saratoga County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,500 applications were decided by 87 lenders between 2023 and 2025.
Saratoga County at a glance
How Saratoga County compares
What the data shows
Broadview Federal Credit Union made the most mortgage refinances in Saratoga County, NY, 249 of them.
Sefcu Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 52.
The typical mortgage refinance here is $145K, 29% smaller than the New York typical of $205K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Saratoga County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Broadview Federal Credit Union | 77% | 256 / 334 | 97% | $125K | 249 |
| 2 | Citizens Bank, National Association | 71% | 120 / 169 | 95% | $155K | 114 |
| 3 | TrustCo Bank | 92% | 110 / 120 | 96% | $135K | 106 |
| 4 | First New York | 92% | 74 / 80 | 100% | $185K | 74 |
| 5 | Rocket Mortgage, LLC | 80% | 47 / 59 | 91% | $265K | 43 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 82 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Saratoga County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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