Mortgage lenders in Albany County, New York
Fat Boy Data analyzed home purchase mortgage activity in Albany County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,843 applications were decided by 178 lenders between 2023 and 2025.
Albany County at a glance
How Albany County compares
What the data shows
Sefcu Services, LLC made the most home purchase mortgages in Albany County, NY, 2,009 of them.
That is 30% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.
Ballston Spa National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 76.
The typical home purchase mortgage here is $285K, 42% smaller than the New York typical of $495K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Mortgage lenders in Albany County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Sefcu Services, LLC | 98% | 2,097 / 2,129 | 96% | $285K | 2,009 |
| 2 | Homestead Funding Corp. | 98% | 1,240 / 1,267 | 99% | $285K | 1,233 |
| 3 | United Wholesale Mortgage, LLCBroker only | 91% | 473 / 520 | 99% | $275K | 466 |
| 4 | TrustCo Bank | 92% | 341 / 372 | 94% | $285K | 321 |
| 5 | Broadview Federal Credit Union | 69% | 181 / 261 | 96% | $125K | 174 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 173 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home purchase mortgage lenders in Albany County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.