Home improvement loan lenders in Saratoga County, New York
Fat Boy Data analyzed home improvement loan activity in Saratoga County, New York, home to Saratoga Springs, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,756 applications were decided by 67 lenders between 2023 and 2025.
Saratoga County at a glance
How Saratoga County compares
What the data shows
Broadview Federal Credit Union made the most home improvement loans in Saratoga County, NY, 1,381 of them.
That is 49% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
First New York approved the highest share of applications among lenders with at least 20 decisions here, 89% of 118.
Lenders approved 76.0% of home improvement loan applications in Saratoga County, NY, 17.4 percentage points above the New York rate of 58.6%.
Only 1 lender here typically writes at or below $35K: TCT Federal Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Saratoga County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Broadview Federal Credit Union | 84% | 1,399 / 1,669 | 99% | $75K | 1,381 |
| 2 | Sunmark Credit Union | 84% | 316 / 377 | 100% | $75K | 316 |
| 3 | TrustCo Bank | 70% | 158 / 225 | 98% | $75K | 155 |
| 4 | Citizens Bank, National Association | 71% | 135 / 189 | 96% | $105K | 130 |
| 5 | Saratoga N.A.tional Bank and Trust Company | 77% | 113 / 146 | 99% | $85K | 112 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 62 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Saratoga County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.