Artisans' Bank mortgage approval rate & lending review
Artisans' Bank decided 306 mortgage applications and funded 278 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Artisans' Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Artisans' Bank at a glance
Approval is 17.2 points above the 77.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 90 / 91 | 99% | $335K | 89 |
| Home improvement loans | 90% | 70 / 78 | 93% | $35K | 65 |
| Refinance | 91% | 50 / 55 | 98% | $105K | 49 |
| Investment property purchase | 100% | 57 / 57 | 89% | $295K | 51 |
Artisans' Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Delaware | 95% | $255K | 280 | 256 |
| Pennsylvania | 91% | $405K | 23 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Artisans' Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| New Castle County, DE | Mortgage lenders | 100% | 62 | 62 |
| New Castle County, DE | Home improvement loans | 89% | 53 | 46 |
| New Castle County, DE | Refinance | 94% | 32 | 29 |
| Sussex County, DE | Investment property purchase | 100% | 25 | 24 |
| New Castle County, DE | Investment property purchase | 100% | 26 | 21 |
The county markets where Artisans' Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Artisans' Bank
What is Artisans' Bank's mortgage approval rate?
Artisans' Bank approved 95.1% of the 306 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.2 points above the 77.9% national rate for the same mix of loan types.
How often do borrowers take the loan Artisans' Bank offers?
Borrowers accepted 96% of the loans Artisans' Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Artisans' Bank make?
The typical home purchase mortgage loan Artisans' Bank made was $335K; across all loan types its typical loan ran from $35K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Artisans' Bank lend?
Artisans' Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Delaware, Pennsylvania and Maryland.
Can I apply to Artisans' Bank directly?
Yes. Artisans' Bank is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Artisans' Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Artisans' Bank treats applications, then get a rate quote from the lender.