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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in New Castle County, Delaware

Fat Boy Data analyzed home improvement loan activity in New Castle County, Delaware, home to Wilmington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,683 applications were decided by 124 lenders between 2023 and 2025.

New Castle County at a glance

124Active lenders32 with 20+ decisions
62.1%Market approval rate4,153 of 6,683 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,967 loans funded

How New Castle County compares

Approval rate compared
New Castle County62.1%Delaware61.6%All 616 counties62.7%
Typical loan compared
New Castle County$105KDelaware$85KAll 616 counties$75K

What the data shows

Wilmington Savings Fund Society, FSB made the most home improvement loans in New Castle County, DE, 613 of them.

Meridian Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 80.

The typical home improvement loan here is $105K, 24% larger than the Delaware typical of $85K.

Only 1 lender here typically writes at or below $35K: Artisans' Bank.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 29One lender: 35% approved of 274One lender: 36% approved of 140One lender: 44% approved of 39One lender: 45% approved of 384Bank of America, National Association: 46% approved of 502One lender: 47% approved of 59One lender: 48% approved of 31One lender: 56% approved of 54One lender: 57% approved of 147One lender: 59% approved of 321One lender: 60% approved of 35Manufacturers and Traders Trust Company: 60% approved of 654One lender: 62% approved of 102Citizens Bank, National Association: 62% approved of 774One lender: 65% approved of 163PNC Bank, National Association: 66% approved of 671One lender: 67% approved of 42One lender: 67% approved of 197One lender: 69% approved of 61One lender: 69% approved of 55One lender: 70% approved of 20Wilmington Savings Fund Society, FSB: 70% approved of 892One lender: 73% approved of 127One lender: 78% approved of 60One lender: 80% approved of 49One lender: 81% approved of 53One lender: 86% approved of 44One lender: 89% approved of 53One lender: 91% approved of 44One lender: 98% approved of 210One lender: 100% approved of 80

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in New Castle County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wilmington Savings Fund Society, FSB70%628 / 89298%$105K613
2Citizens Bank, National Association62%479 / 77496%$105K461
3PNC Bank, National Association66%442 / 67197%$105K427
4Manufacturers and Traders Trust Company60%395 / 65490%$105K357
5Bank of America, National Association46%231 / 50298%$105K227

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 119 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in New Castle County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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