Pike Creek Mortgage Services, Inc. mortgage approval rate & lending review
Pike Creek Mortgage Services, Inc. decided 4,710 mortgage applications and funded 4,524 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Pike Creek Mortgage Services, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to pikecreekloans.com.
Pike Creek Mortgage Services, Inc. at a glance
Approval is 9.7 points above the 86.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 3,799 / 3,950 | 100% | $305K | 3,798 |
| Cash-out refinance | 94% | 116 / 123 | 100% | $225K | 116 |
| Refinance | 97% | 254 / 263 | 100% | $275K | 253 |
| Investment property purchase | 95% | 312 / 327 | 100% | $215K | 312 |
| Investment refinance | 96% | 25 / 26 | 100% | $225K | 25 |
Pike Creek Mortgage Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Delaware | 96% | $305K | 3,085 | 2,975 |
| Pennsylvania | 95% | $395K | 346 | 330 |
| Texas | 96% | $275K | 216 | 208 |
| Maryland | 96% | $295K | 169 | 162 |
| Kentucky | 99% | $245K | 137 | 136 |
| New York | 79% | $545K | 102 | 80 |
| Florida | 94% | $455K | 86 | 81 |
| Colorado | 99% | $515K | 85 | 84 |
| California | 96% | $565K | 72 | 69 |
| South Carolina | 97% | $265K | 70 | 68 |
| New Jersey | 97% | $355K | 62 | 60 |
| North Carolina | 98% | $455K | 51 | 50 |
| Indiana | 98% | $235K | 48 | 47 |
| Virginia | 100% | $495K | 39 | 39 |
| Illinois | 92% | $315K | 37 | 34 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Pike Creek Mortgage Services, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| New Castle County, DE | Mortgage lenders | 97% | 1,951 | 1,884 |
| Kent County, DE | Mortgage lenders | 96% | 497 | 477 |
| Sussex County, DE | Mortgage lenders | 97% | 201 | 194 |
| Chester County, PA | Mortgage lenders | 96% | 168 | 161 |
| New Castle County, DE | Investment property purchase | 96% | 119 | 114 |
| Cecil County, MD | Mortgage lenders | 96% | 118 | 113 |
| New Castle County, DE | Refinance | 98% | 99 | 96 |
| Sussex County, DE | Investment property purchase | 94% | 99 | 93 |
| Delaware County, PA | Mortgage lenders | 97% | 60 | 58 |
| Taylor County, TX | Mortgage lenders | 100% | 49 | 49 |
| New Castle County, DE | Cash-out refinance | 98% | 43 | 42 |
| Clark County, IN | Mortgage lenders | 97% | 38 | 37 |
The county markets where Pike Creek Mortgage Services, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Pike Creek Mortgage Services, Inc.
What is Pike Creek Mortgage Services, Inc.'s mortgage approval rate?
Pike Creek Mortgage Services, Inc. approved 96.1% of the 4,710 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.7 points above the 86.4% national rate for the same mix of loan types.
How often do borrowers take the loan Pike Creek Mortgage Services, Inc. offers?
Borrowers accepted 100% of the loans Pike Creek Mortgage Services, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Pike Creek Mortgage Services, Inc. make?
The typical home purchase mortgage loan Pike Creek Mortgage Services, Inc. made was $305K; across all loan types its typical loan ran from $215K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Pike Creek Mortgage Services, Inc. lend?
Pike Creek Mortgage Services, Inc. decided applications in 26 of the states Fat Boy Data covers, most of them in Delaware, Pennsylvania and Texas.
Can I apply to Pike Creek Mortgage Services, Inc. directly?
Yes. Pike Creek Mortgage Services, Inc. reports as a direct lender that takes applications from borrowers. Its website is pikecreekloans.com.
Does this page show Pike Creek Mortgage Services, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Pike Creek Mortgage Services, Inc. treats applications, then get a rate quote from the lender.