Dexsta mortgage approval rate & lending review
Dexsta decided 390 mortgage applications and funded 377 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Dexsta reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Dexsta at a glance
Approval is 29.7 points above the 67.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 35 / 35 | 100% | $95K | 35 |
| Home improvement loans | 98% | 237 / 243 | 99% | $75K | 235 |
| Cash-out refinance | 96% | 45 / 47 | 100% | $85K | 45 |
| Refinance | 97% | 60 / 62 | 98% | $85K | 59 |
Dexsta lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Delaware | 98% | $75K | 367 | 355 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Dexsta lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| New Castle County, DE | Home improvement loans | 98% | 210 | 204 |
| New Castle County, DE | Refinance | 97% | 59 | 56 |
| New Castle County, DE | Cash-out refinance | 95% | 40 | 38 |
The county markets where Dexsta made the most loans. Each link opens that market with every lender ranked.
Questions about Dexsta
What is Dexsta's mortgage approval rate?
Dexsta approved 97.4% of the 390 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 29.7 points above the 67.7% national rate for the same mix of loan types.
How often do borrowers take the loan Dexsta offers?
Borrowers accepted 99% of the loans Dexsta approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Dexsta make?
The typical home improvement loan loan Dexsta made was $75K; across all loan types its typical loan ran from $75K to $95K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Dexsta lend?
Dexsta decided applications in 3 of the states Fat Boy Data covers, most of them in Delaware, Maryland and Pennsylvania.
Can I apply to Dexsta directly?
Yes. Dexsta is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Dexsta's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Dexsta treats applications, then get a rate quote from the lender.