Lender profile · HMDA 2023–2025
Del-One Federal Credit Union mortgage approval rates & lending data
Del-One Federal Credit Union decided 1,944 mortgage applications and funded 1,013 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 260 / 358 | 94% | $305K | 245 |
| Home improvement loans | 53% | 589 / 1,103 | 86% | $65K | 506 |
| Cash-out refinance | 57% | 43 / 75 | 98% | $205K | 42 |
| Refinance | 66% | 235 / 354 | 87% | $95K | 205 |
Del-One Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Delaware | 59% | $65K | 1,886 | 988 |
| Maryland | 48% | $245K | 31 | 10 |
| Pennsylvania | 58% | $265K | 26 | 14 |
| South Carolina | 100% | $215K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.