Del-One Federal Credit Union mortgage approval rate & lending review
Del-One Federal Credit Union decided 1,944 mortgage applications and funded 1,013 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Del-One Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Del-One Federal Credit Union at a glance
Approval is 11.3 points below the 70.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 260 / 358 | 94% | $305K | 245 |
| Home improvement loans | 53% | 589 / 1,103 | 86% | $65K | 506 |
| Cash-out refinance | 57% | 43 / 75 | 98% | $205K | 42 |
| Refinance | 66% | 235 / 354 | 87% | $95K | 205 |
Del-One Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Delaware | 59% | $65K | 1,886 | 988 |
| Maryland | 48% | $245K | 31 | 10 |
| Pennsylvania | 58% | $265K | 26 | 14 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Del-One Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kent County, DE | Home improvement loans | 59% | 400 | 203 |
| Sussex County, DE | Home improvement loans | 59% | 298 | 156 |
| New Castle County, DE | Home improvement loans | 45% | 384 | 144 |
| New Castle County, DE | Mortgage lenders | 80% | 179 | 135 |
| Kent County, DE | Refinance | 73% | 142 | 90 |
| Sussex County, DE | Refinance | 68% | 113 | 71 |
| Sussex County, DE | Mortgage lenders | 70% | 69 | 46 |
| Kent County, DE | Mortgage lenders | 57% | 84 | 44 |
| New Castle County, DE | Refinance | 54% | 96 | 43 |
| Kent County, DE | Cash-out refinance | 57% | 30 | 16 |
| Sussex County, DE | Cash-out refinance | 57% | 23 | 13 |
The county markets where Del-One Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Del-One Federal Credit Union
What is Del-One Federal Credit Union's mortgage approval rate?
Del-One Federal Credit Union approved 58.8% of the 1,944 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.3 points below the 70.2% national rate for the same mix of loan types.
How often do borrowers take the loan Del-One Federal Credit Union offers?
Borrowers accepted 89% of the loans Del-One Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Del-One Federal Credit Union make?
The typical home improvement loan loan Del-One Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Del-One Federal Credit Union lend?
Del-One Federal Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Delaware, Maryland and Pennsylvania.
Can I apply to Del-One Federal Credit Union directly?
Yes. Del-One Federal Credit Union is a bank or credit union with 19 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Del-One Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Del-One Federal Credit Union treats applications, then get a rate quote from the lender.