refinance lenders · HMDA 2023–2025

Refinance lenders in New Castle County, Delaware

Fat Boy Data analyzed mortgage refinance activity in New Castle County, Delaware, home to Wilmington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,639 applications were decided by 228 lenders between 2023 and 2025.

New Castle County at a glance

228Active lenders46 with 20+ decisions
78.3%Market approval rate4,418 of 5,639 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,135 loans funded

How New Castle County compares

Approval rate compared
New Castle County78.3%Delaware78.3%All 616 counties76.5%
Typical loan compared
New Castle County$185KDelaware$195KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in New Castle County, DE, 501 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 41.

Approval rate of all 46 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 29One lender: 38% approved of 171One lender: 54% approved of 39One lender: 54% approved of 96One lender: 54% approved of 107One lender: 56% approved of 25One lender: 58% approved of 90One lender: 58% approved of 31One lender: 62% approved of 24One lender: 64% approved of 45One lender: 65% approved of 31One lender: 68% approved of 65One lender: 70% approved of 23One lender: 72% approved of 25One lender: 73% approved of 117Citizens Bank, National Association: 74% approved of 700One lender: 74% approved of 76One lender: 74% approved of 74One lender: 75% approved of 68One lender: 75% approved of 101PNC Bank, National Association: 80% approved of 592One lender: 80% approved of 45One lender: 81% approved of 124One lender: 81% approved of 285One lender: 82% approved of 45One lender: 82% approved of 40One lender: 83% approved of 29Wilmington Savings Fund Society, FSB: 83% approved of 519United Wholesale Mortgage, LLC: 85% approved of 292One lender: 85% approved of 20Rocket Mortgage, LLC: 87% approved of 322One lender: 89% approved of 27One lender: 89% approved of 46One lender: 93% approved of 44One lender: 94% approved of 32One lender: 96% approved of 157One lender: 97% approved of 59One lender: 97% approved of 34One lender: 98% approved of 99One lender: 100% approved of 41One lender: 100% approved of 32One lender: 100% approved of 28One lender: 100% approved of 23One lender: 100% approved of 22One lender: 100% approved of 21One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in New Castle County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association74%515 / 70097%$185K501
2PNC Bank, National Association80%472 / 59297%$105K456
3Wilmington Savings Fund Society, FSB83%432 / 51999%$155K428
4Rocket Mortgage, LLC87%280 / 32289%$315K250
5United Wholesale Mortgage, LLCBroker only85%247 / 29293%$415K229

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 223 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in New Castle County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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