Aurgroup Financial Credit Union, Inc. mortgage approval rate & lending review
Aurgroup Financial Credit Union, Inc. decided 303 mortgage applications and funded 277 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Aurgroup Financial Credit Union, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to americafirst.com.
Aurgroup Financial Credit Union, Inc. at a glance
Approval is 21.7 points above the 70.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 72 / 75 | 97% | $205K | 70 |
| Home improvement loans | 95% | 149 / 157 | 100% | $45K | 149 |
| Cash-out refinance | 85% | 53 / 62 | 100% | $65K | 53 |
Aurgroup Financial Credit Union, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 92% | $45K | 299 | 273 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Aurgroup Financial Credit Union, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Butler County, OH | Home improvement loans | 96% | 112 | 107 |
| Butler County, OH | Mortgage lenders | 98% | 52 | 49 |
| Butler County, OH | Cash-out refinance | 89% | 53 | 47 |
| Hamilton County, OH | Home improvement loans | 96% | 28 | 27 |
The county markets where Aurgroup Financial Credit Union, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Aurgroup Financial Credit Union, Inc.
What is Aurgroup Financial Credit Union, Inc.'s mortgage approval rate?
Aurgroup Financial Credit Union, Inc. approved 92.1% of the 303 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 21.7 points above the 70.4% national rate for the same mix of loan types.
How often do borrowers take the loan Aurgroup Financial Credit Union, Inc. offers?
Borrowers accepted 99% of the loans Aurgroup Financial Credit Union, Inc. approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Aurgroup Financial Credit Union, Inc. make?
The typical home improvement loan loan Aurgroup Financial Credit Union, Inc. made was $45K; across all loan types its typical loan ran from $45K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Aurgroup Financial Credit Union, Inc. lend?
Aurgroup Financial Credit Union, Inc. decided applications in 4 of the states Fat Boy Data covers, most of them in Ohio, Kentucky and Florida.
Can I apply to Aurgroup Financial Credit Union, Inc. directly?
Yes. Aurgroup Financial Credit Union, Inc. reports as a direct lender that takes applications from borrowers. Its website is americafirst.com.
Does this page show Aurgroup Financial Credit Union, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Aurgroup Financial Credit Union, Inc. treats applications, then get a rate quote from the lender.