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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Butler County, Ohio

Fat Boy Data analyzed home improvement loan activity in Butler County, Ohio, home to Hamilton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,271 applications were decided by 107 lenders between 2023 and 2025.

Butler County at a glance

107Active lenders26 with 20+ decisions
66.4%Market approval rate2,837 of 4,271 decided
$75KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,645 loans funded

How Butler County compares

Approval rate compared
Butler County66.4%Ohio63.6%All 616 counties62.7%
Typical loan compared
Butler County$75KOhio$65KAll 616 counties$75K

What the data shows

Fifth Third Bank, National Association made the most home improvement loans in Butler County, OH, 528 of them.

Miami University Community approved the highest share of applications among lenders with at least 20 decisions here, 100% of 62.

The typical home improvement loan here is $75K, 15% larger than the Ohio typical of $65K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 84One lender: 34% approved of 95U.S. Bank National Association: 48% approved of 360One lender: 49% approved of 57The Huntington National Bank: 51% approved of 402One lender: 53% approved of 32First Financial Bank: 64% approved of 378One lender: 64% approved of 39One lender: 66% approved of 229One lender: 66% approved of 190One lender: 67% approved of 36Fifth Third Bank, National Association: 67% approved of 819PNC Bank, National Association: 68% approved of 311One lender: 70% approved of 20One lender: 71% approved of 89One lender: 74% approved of 53One lender: 79% approved of 137One lender: 80% approved of 92One lender: 83% approved of 24One lender: 88% approved of 41One lender: 89% approved of 27One lender: 96% approved of 112One lender: 96% approved of 24One lender: 98% approved of 134One lender: 100% approved of 97One lender: 100% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Butler County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association67%552 / 81996%$75K528
2The Huntington National Bank51%204 / 40298%$95K199
3First Financial Bank64%241 / 37899%$65K239
4U.S. Bank National Association48%172 / 36093%$75K160
5PNC Bank, National Association68%210 / 31196%$75K202

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 102 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Butler County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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