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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Butler County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Butler County, Ohio, home to Hamilton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,387 applications were decided by 217 lenders between 2023 and 2025.

Butler County at a glance

217Active lenders40 with 20+ decisions
71.4%Market approval rate3,844 of 5,387 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,649 loans funded

How Butler County compares

Approval rate compared
Butler County71.4%Ohio70.0%All 616 counties68.2%
Typical loan compared
Butler County$145KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Butler County, OH, 760 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 55One lender: 28% approved of 36Amerisave Mortgage Corporation: 34% approved of 235One lender: 37% approved of 49One lender: 37% approved of 27One lender: 42% approved of 24One lender: 44% approved of 32One lender: 44% approved of 113One lender: 45% approved of 204One lender: 48% approved of 160One lender: 59% approved of 148One lender: 64% approved of 36One lender: 67% approved of 46One lender: 68% approved of 31One lender: 70% approved of 56One lender: 70% approved of 20One lender: 70% approved of 98First Financial Bank: 71% approved of 427One lender: 72% approved of 142One lender: 73% approved of 112One lender: 76% approved of 131The Huntington National Bank: 77% approved of 211One lender: 78% approved of 40United Wholesale Mortgage, LLC: 78% approved of 317One lender: 79% approved of 82Rocket Mortgage, LLC: 80% approved of 968One lender: 81% approved of 129One lender: 83% approved of 23One lender: 84% approved of 25One lender: 84% approved of 32One lender: 85% approved of 20One lender: 87% approved of 60One lender: 87% approved of 77One lender: 87% approved of 174One lender: 89% approved of 53One lender: 90% approved of 29One lender: 90% approved of 165One lender: 93% approved of 27One lender: 94% approved of 51One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Butler County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%776 / 96898%$145K760
2First Financial Bank71%303 / 42799%$105K299
3United Wholesale Mortgage, LLCBroker only78%248 / 31798%$205K242
4Amerisave Mortgage Corporation34%80 / 235100%$105K80
5The Huntington National Bank77%163 / 21195%$155K155

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 212 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Butler County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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